Market Intelligence

Pike County, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Pike County, Georgia, a county in the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $319M in deposits across 2 insured institutions and 6 branches. United Bank is the largest deposit holder at 76.5% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 25.1% since 2020. It produces $387M of output, ranking #1,404 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$387M
#1,404 of 1,523
Total Deposits
$319M
#1,327 of 1,523
Population
20,932
#1,290 of 1,523
GDP per Capita
$18,508
#1,487 of 1,523
Insured Institutions
2
#1,467 of 1,523
Deposits per Branch
$53M
#1,341 of 1,523
Deposits per Capita
$15,240
#1,175 of 1,523
Branches per 100k Pop.
28.7
#537 of 1,523
Median Institution Size
$160M
Median deposits of the institutions operating in the county. #487 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
76.5%
of market deposits held by banks with $100M to $50B in assets. #572 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+25.1% over 5 years
$255M
2020
$310M
2021
$363M
2022
$311M
2023
$300M
2024
$319M
2025

Branches: 6 in 2020 to 6 in 2025. Institutions: 3 to 2. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
United Bank$244M76.5%2+25%
First Bank of Pike$75M23.5%4+41%

The 2 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Atlanta--Athens-Clarke County--Sandy Springs market

Pike County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 0.1% of the market’s output and holds 0.1% of its deposits.

MeasurePike CountyShare of Atlanta--Athens-Clarke County--Sandy Springs market
2024 GDP$387M0.1%
Deposits$319M0.1%
Population20,9320.3%

View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →

Recruiting in Pike County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Pike County, on a retained basis.

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