Market Intelligence

San Jacinto County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceHouston-Pasadena, TX › San Jacinto County

San Jacinto County, Texas, a county in the Houston-Pasadena, TX market, holds $190M in deposits across 3 insured institutions and 4 branches. Peoples State Bank is the largest deposit holder at 66.1% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 11.7% since 2020. It produces $394M of output, ranking #1,403 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$394M
#1,403 of 1,523
Total Deposits
$190M
#1,417 of 1,523
Population
29,488
#1,160 of 1,523
GDP per Capita
$13,354
#1,522 of 1,523
Insured Institutions
3
#1,389 of 1,523
Deposits per Branch
$48M
#1,399 of 1,523
Deposits per Capita
$6,455
#1,493 of 1,523
Branches per 100k Pop.
13.6
#1,361 of 1,523
Median Institution Size
$38M
Median deposits of the institutions operating in the county. #1,471 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
79.9%
of market deposits held by banks with $100M to $50B in assets. #511 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+11.7% over 5 years
$170M
2020
$192M
2021
$214M
2022
$204M
2023
$207M
2024
$190M
2025

Branches: 4 in 2020 to 4 in 2025. Institutions: 3 to 3. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Peoples State Bank$126M66.1%2+23%
The Bank of San Jacinto County, Coldspring, Texas$38M20.1%10%
First State Bank of Livingston$26M13.8%1-12%

The 3 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Houston-Pasadena market

San Jacinto County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 0.1% of the market’s output and holds 0.1% of its deposits.

MeasureSan Jacinto CountyShare of Houston-Pasadena market
2024 GDP$394M0.1%
Deposits$190M0.1%
Population29,4880.4%

View the full Houston-Pasadena market profile →

Recruiting in San Jacinto County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like San Jacinto County, on a retained basis.

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