Edwards-Rifle, CO holds $7.2 billion in deposits across 13 insured institutions and 61 branches, ranking #176 of 293 U.S. markets by economic output. Alpine Bank is the largest deposit holder at 40.5% share. The top three institutions hold 73.5% of deposits, which places the market in the concentrated band. Deposits have grown 24% since 2020 while the branch count fell by 4.
Deposit trend
Branches: 65 in 2020 to 61 in 2025. Institutions: 13 to 13. Top-three share: 72.8% to 73.5%. Deposits per branch: $118M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Alpine Bank | 2.9B | 40.5% | +35% |
| FirstBank | 1.5B | 20.6% | +29% |
| Wells Fargo Bank | 0.9B | 12.4% | -3% |
| U.S. Bank | 0.5B | 6.9% | +4% |
| ANB Bank | 0.3B | 4.4% | +4% |
| Bank of Colorado | 0.3B | 3.5% | +16% |
| Zions Bancorporation | 0.2B | 3.0% | +8% |
| JPMorgan Chase Bank | 0.2B | 2.5% | +1000% |
| NBH Bank | 0.1B | 1.8% | -32% |
| Timberline Bank | 0.1B | 1.5% | +80% |
The 10 largest of 13 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Eagle County | Colorado | $5,267M | 54,291 | 43.8% |
| Garfield County | Colorado | $3,831M | 63,474 | 31.8% |
| Pitkin County | Colorado | $2,935M | 16,625 | 24.4% |
Recruiting in Edwards
Deposits are held closely by the largest institutions, which often means the bankers worth recruiting are inside a small number of houses. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
Start a confidential conversation