Market Intelligence

Andrew County, MO

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Andrew County, Missouri, a county in the Kansas City-Overland Park-Kansas City, MO-KS market, holds $229M in deposits across 4 insured institutions and 5 branches. The Nodaway Valley Bank is the largest deposit holder at 37.0% share. The top three institutions hold 90.5% of deposits, which places the county in the concentrated band. Deposits have grown 25.8% since 2020. It produces $302M of output, ranking #1,445 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$302M
#1,445 of 1,523
Total Deposits
$229M
#1,395 of 1,523
Population
18,241
#1,331 of 1,523
GDP per Capita
$16,528
#1,504 of 1,523
Insured Institutions
4
#1,237 of 1,523
Deposits per Branch
$46M
#1,419 of 1,523
Deposits per Capita
$12,544
#1,324 of 1,523
Branches per 100k Pop.
27.4
#587 of 1,523
Median Institution Size
$61M
Median deposits of the institutions operating in the county. #1,305 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #4 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
90.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+25.8% over 5 years
$182M
2020
$206M
2021
$222M
2022
$226M
2023
$230M
2024
$229M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 4 to 4. Top-three share: 89.1% to 90.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Nodaway Valley Bank$85M37.0%1+10%
HNB National Bank$81M35.6%2+69%
NBH Bank$41M17.9%1+11%
Connections Bank$22M9.5%1+10%

The 4 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Kansas City-Overland Park-Kansas City market

Andrew County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 0.2% of the market’s output and holds 0.2% of its deposits.

MeasureAndrew CountyShare of Kansas City-Overland Park-Kansas City market
2024 GDP$302M0.2%
Deposits$229M0.2%
Population18,2410.7%

View the full Kansas City-Overland Park-Kansas City market profile →

Recruiting in Andrew County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Andrew County, on a retained basis.

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