Cass County, Missouri, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $2.0B in deposits across 19 insured institutions and 30 branches. Community Bank of Raymore is the largest deposit holder at 17.8% share. The top three institutions hold 43.4% of deposits, which places the county in the fragmented band. Deposits have grown 19.7% since 2020 while the branch count fell by 1. It produces $3.2B of output, ranking #742 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 31 in 2020 to 30 in 2025. Institutions: 18 to 19. Top-three share: 42.7% to 43.4%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Community Bank of Raymore | $362M | 17.8% | +30% |
| Hawthorn Bank | $264M | 13.0% | +32% |
| Commerce Bank | $256M | 12.6% | +5% |
| Community Bank of Pleasant Hill | $155M | 7.6% | +69% |
| Bank of America, National Association | $144M | 7.1% | +15% |
| Country Club Bank | $141M | 6.9% | -3% |
| North American Savings Bank, F.S.B. | $119M | 5.8% | +35% |
| UMB Bank, National Association | $104M | 5.1% | +24% |
| Goppert Financial Bank | $91M | 4.5% | +10% |
| The Central Trust Bank | $68M | 3.4% | no 2020 presence |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Kansas City-Overland Park-Kansas City market
Cass County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 2.0% of the market’s output and holds 1.9% of its deposits.
| Measure | Cass County | Share of Kansas City-Overland Park-Kansas City market |
|---|---|---|
| 2024 GDP | $3.2B | 2.0% |
| Deposits | $2.0B | 1.9% |
| Population | 115,859 | 4.4% |
View the full Kansas City-Overland Park-Kansas City market profile →
Recruiting in Cass County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cass County, on a retained basis.
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