Lafayette County, Missouri, a county in the Kansas City-Overland Park-Kansas City, MO-KS market, holds $949M in deposits across 11 insured institutions and 17 branches. Bank of Odessa is the largest deposit holder at 39.3% share. The top three banks hold 60% of deposits, which places the county in the Concentrated band. Deposits have grown 11.9% since 2021 while the branch count fell by 5.6%. It produced $867M of real gross domestic product in 2024, ranking #1,234 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 18 in 2021 to 17 in 2026. Institutions: 12 to 11. Top-three share: 55% to 60%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Bank of Odessa | $373M | 39.3% | +35% |
| North American Savings Bank, F.S.B. | $105M | 11.0% | -12% |
| Concordia Bank of Concordia, Missouri | $92M | 9.7% | +25% |
| Wood & Huston Bank | $84M | 8.9% | +58% |
| The Central Trust Bank | $64M | 6.7% | -1% |
| State Bank of Missouri | $58M | 6.1% | +17% |
| NBH Bank | $52M | 5.5% | -2% |
| Equity Bank | $51M | 5.4% | +10% |
| Community Bank of Marshall | $37M | 3.9% | -2% |
| Preferred Bank | $33M | 3.5% | +8% |
| Carroll County Trust Company of Carrollton, Missouri | $0M | 0.0% | no 2021 presence |
The 11 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Kansas City-Overland Park-Kansas City market
Lafayette County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 0.5% of the market’s output and holds 0.9% of its deposits.
| Measure | Lafayette County | Share of parent market |
|---|---|---|
| 2024 GDP | $867M | 0.5% |
| Deposits | $949M | 0.9% |
| Population | 33,531 | 1.3% |
View the full Kansas City-Overland Park-Kansas City market profile →
Recruiting in Lafayette County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lafayette County.
See how we help banks recruit commercial banking talent