Market Intelligence

Douglas County, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Douglas County, Kansas, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $3.5B in deposits across 22 insured institutions and 45 branches. Capitol Federal Savings Bank is the largest deposit holder at 17.1% share. The top three institutions hold 45.1% of deposits, which places the county in the moderately concentrated band. Deposits have grown 14.1% since 2020 while the branch count fell by 5. It produces $5.5B of output, ranking #560 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$5.5B
#560 of 1,523
Total Deposits
$3.5B
#437 of 1,523
Population
120,920
#530 of 1,523
GDP per Capita
$45,460
#721 of 1,523
Insured Institutions
22
#175 of 1,523
Deposits per Branch
$78M
#939 of 1,523
Deposits per Capita
$29,029
#427 of 1,523
Branches per 100k Pop.
37.2
#275 of 1,523
Median Institution Size
$58M
Median deposits of the institutions operating in the county. #1,335 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
68.7%
of market deposits held by banks with $100M to $50B in assets. #704 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
45.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+14.1% over 5 years
$3.1B
2020
$3.5B
2021
$3.7B
2022
$3.4B
2023
$3.4B
2024
$3.5B
2025

Branches: 50 in 2020 to 45 in 2025. Institutions: 22 to 22. Top-three share: 51.5% to 45.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Capitol Federal Savings Bank$601M17.1%3+11%
U.S. Bank National Association$501M14.3%30%
Bank of America, National Association$480M13.7%2-11%
Commerce Bank$285M8.1%3+10%
The Central Trust Bank$270M7.7%7no 2020 presence
Intrust Bank, National Association$269M7.7%2+59%
Great American Bank$265M7.6%2+174%
Mid-America Bank$252M7.2%3+45%
The Baldwin State Bank$97M2.8%2+18%
Kaw Valley State Bank$70M2.0%1+33%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Kansas City-Overland Park-Kansas City market

Douglas County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 3.3% of the market’s output and holds 3.2% of its deposits.

MeasureDouglas CountyShare of Kansas City-Overland Park-Kansas City market
2024 GDP$5.5B3.3%
Deposits$3.5B3.2%
Population120,9204.6%

View the full Kansas City-Overland Park-Kansas City market profile →

Recruiting in Douglas County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Douglas County, on a retained basis.

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