Market Intelligence

Douglas County, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Douglas County, Kansas, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $3.5B in deposits across 22 insured institutions and 45 branches. Capitol Federal Savings Bank is the largest deposit holder at 17.1% share. The top three institutions hold 45.1% of deposits, which places the county in the moderately concentrated band. Deposits have grown 14.1% since 2020 while the branch count fell by 10.0%. It produces $5.5B of output, ranking #560 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$5.5B
#560 of 1,523
Population
120,920
#530 of 1,523
GDP per Capita
$45,460
#721 of 1,523
Deposit market
Total Deposits
$3.5B
#437 of 1,523
Deposits per Capita
$29,029
#427 of 1,523
Deposits per Branch
$78M
#939 of 1,523
Competitive structure
Insured Institutions
22
#175 of 1,523
Branches per 100k Pop.
37.2
#275 of 1,523
Median Deposits per Institution
$58M
The median deposits booked by a single institution in the county. #1,335 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
68.7%
of county deposits held by banks with $100M to $50B in assets. #704 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
45.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+14.1% over 5 years
$3.1B
2020
$3.5B
2021
$3.7B
2022
$3.4B
2023
$3.4B
2024
$3.5B
2025

Branches: 50 in 2020 to 45 in 2025. Institutions: 22 to 22. Top-three share: 51.5% to 45.1%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
Capitol Federal Savings Bank$601M17.1%3+11%
U.S. Bank$501M14.3%30%
Bank of America$480M13.7%2-11%
Commerce Bank$285M8.1%3+10%
The Central Trust Bank$270M7.7%7no 2020 presence
Intrust Bank$269M7.7%2+59%
Great American Bank$265M7.6%2+174%
Mid-America Bank$252M7.2%3+45%
The Baldwin State Bank$97M2.8%2+18%
Kaw Valley State Bank$70M2.0%1+33%
Central National Bank$60M1.7%3-2%
First State Bank and Trust$56M1.6%2+15%
UMB Bank$50M1.4%1+59%
Landmark National Bank$46M1.3%2+24%
NBH Bank$46M1.3%1-16%
Emprise Bank$42M1.2%1+41%
Sunflower Bank$41M1.2%1-15%
The Kansas State Bank$20M0.6%1+21%
TriCentury Bank$20M0.6%1no 2020 presence
Silver Lake Bank$14M0.4%1+111%
Mutual Savings Association$13M0.4%1+44%
RCB Bank$13M0.4%2+58%

The 22 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Kansas City-Overland Park-Kansas City market

Douglas County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 3.3% of the market’s output and holds 3.2% of its deposits.

MeasureDouglas CountyShare of parent market
2024 GDP$5.5B3.3%
Deposits$3.5B3.2%
Population120,9204.6%

View the full Kansas City-Overland Park-Kansas City market profile →

Recruiting in Douglas County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Douglas County.

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