Market Intelligence

Atascosa County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Atascosa County, Texas, a county in the San Antonio-New Braunfels-Kerrville, TX market, holds $714M in deposits across 10 insured institutions and 11 branches. Security State Bank is the largest deposit holder at 19.4% share. The top three banks hold 49% of deposits, which places the county in the Moderate band. Deposits have grown 6.5% since 2020. It produces $4.3B of output, ranking #654 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$4.3B
#654 of 1,523
Population
53,590
#900 of 1,523
GDP per Capita
$80,317
#129 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$714M
#1,082 of 1,523
Deposits per Capita
$13,318
#1,291 of 1,523
Deposits per Branch
$65M
#1,164 of 1,523
Competitive structure
Insured Institutions
10
#644 of 1,523
Branches per 100k Pop.
20.5
#974 of 1,523
Median Deposits per Institution
$85M
The median deposits booked by a single institution in the county. #1,030 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
73.2%
of county deposits held by banks with $100M to $100B in assets. #741 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
49%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+6.5% over 5 years
$670M
2020
$737M
2021
$763M
2022
$747M
2023
$739M
2024
$714M
2025

Branches: 11 in 2020 to 11 in 2025. Institutions: 10 to 10. Top-three share: 48% to 49%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Security State Bank$139M19.4%1+28%
Wells Fargo Bank$112M15.7%1+2%
First Commercial Bank$97M13.6%1-7%
The Lytle State Bank of Lytle, Texas$94M13.2%1+17%
Prosperity Bank$92M12.9%1+7%
Atascosa Bank$79M11.0%1-6%
TXN Bank$36M5.0%1no 2020 presence
SouthTrust Bank$34M4.8%1-23%
Texas Champion Bank$24M3.3%2-3%
First National Bank Texas$8M1.1%1+27%

The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the San Antonio-New Braunfels-Kerrville market

Atascosa County is one of 10 counties that make up the San Antonio-New Braunfels-Kerrville, TX market, a Combined Statistical Area (ranked #35 of 293 U.S. markets by economic output). It produces 2.6% of the market’s output and holds 0.4% of its deposits.

MeasureAtascosa CountyShare of parent market
2024 GDP$4.3B2.6%
Deposits$714M0.4%
Population53,5901.9%

View the full San Antonio-New Braunfels-Kerrville market profile →

Recruiting in Atascosa County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Atascosa County.

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