Market Intelligence

Atascosa County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Atascosa County, Texas, a county in the San Antonio-New Braunfels-Kerrville, TX market, holds $714M in deposits across 10 insured institutions and 11 branches. Security State Bank is the largest deposit holder at 19.4% share. The top three institutions hold 48.7% of deposits, which places the county in the moderately concentrated band. Deposits have grown 6.5% since 2020. It produces $4.3B of output, ranking #654 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$4.3B
#654 of 1,523
Total Deposits
$714M
#1,082 of 1,523
Population
53,590
#900 of 1,523
GDP per Capita
$80,317
#129 of 1,523
Insured Institutions
10
#644 of 1,523
Deposits per Branch
$65M
#1,164 of 1,523
Deposits per Capita
$13,318
#1,291 of 1,523
Branches per 100k Pop.
20.5
#974 of 1,523
Median Institution Size
$85M
Median deposits of the institutions operating in the county. #1,030 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
73.2%
of market deposits held by banks with $100M to $50B in assets. #623 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
48.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+6.5% over 5 years
$670M
2020
$737M
2021
$763M
2022
$747M
2023
$739M
2024
$714M
2025

Branches: 11 in 2020 to 11 in 2025. Institutions: 10 to 10. Top-three share: 48.2% to 48.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Security State Bank$139M19.4%1+28%
Wells Fargo Bank, National Association$112M15.7%1+2%
First Commercial Bank, National Association$97M13.6%1-7%
The Lytle State Bank of Lytle, Texas$94M13.2%1+17%
Prosperity Bank$92M12.9%1+7%
Atascosa Bank$79M11.0%1-6%
TXN Bank$36M5.0%1no 2020 presence
SouthTrust Bank, N.A.$34M4.8%1-23%
Texas Champion Bank$24M3.3%2-3%
First National Bank Texas$8M1.1%1+27%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the San Antonio-New Braunfels-Kerrville market

Atascosa County is one of 10 counties that make up the San Antonio-New Braunfels-Kerrville, TX market, a Combined Statistical Area (ranked #35 of 293 U.S. markets by economic output). It produces 2.6% of the market’s output and holds 0.4% of its deposits.

MeasureAtascosa CountyShare of San Antonio-New Braunfels-Kerrville market
2024 GDP$4.3B2.6%
Deposits$714M0.4%
Population53,5901.9%

View the full San Antonio-New Braunfels-Kerrville market profile →

Recruiting in Atascosa County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Atascosa County, on a retained basis.

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