Gillespie County, Texas, a core county of the San Antonio-New Braunfels-Kerrville, TX market, holds $1.6B in deposits across 13 insured institutions and 17 branches. Security State Bank & Trust is the largest deposit holder at 34.1% share. The top three institutions hold 72.0% of deposits, which places the county in the concentrated band. Deposits have grown 41.0% since 2020 while the branch count rose by 1. It produces $1.4B of output, ranking #1,081 of the 1,523 counties within a CSA or MSA by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 16 in 2020 to 17 in 2025. Institutions: 12 to 13. Top-three share: 72.8% to 72.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Security State Bank & Trust | $562M | 34.1% | +60% |
| First United Bank and Trust Company | $322M | 19.5% | +50% |
| JPMorgan Chase Bank | $301M | 18.3% | +6% |
| Centennial Bank | $93M | 5.7% | no 2020 presence |
| Arrowhead Bank | $89M | 5.4% | +75% |
| Broadway National Bank | $87M | 5.3% | +49% |
| Texas Regional Bank | $54M | 3.3% | +53% |
| Guadalupe Bank | $53M | 3.2% | +60% |
| PNC Bank | $43M | 2.6% | -45% |
| Prosperity Bank | $22M | 1.4% | no 2020 presence |
The 10 largest of 13 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the San Antonio-New Braunfels-Kerrville market
Gillespie County is one of 10 counties that make up the San Antonio-New Braunfels-Kerrville, TX market, a Combined Statistical Area (ranked #35 of 293 U.S. markets by economic output). It produces 0.8% of the market’s output and holds 0.9% of its deposits.
| Measure | Gillespie County | Share of parent market |
|---|---|---|
| 2024 GDP | $1.4B | 0.8% |
| Deposits | $1.6B | 0.9% |
| Population | 28,527 | 1.0% |
View the full San Antonio-New Braunfels-Kerrville market profile →
Recruiting in Gillespie County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Gillespie County, on a retained basis.
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