Comal County, Texas, a county in the San Antonio-New Braunfels-Kerrville, TX market, holds $3.4B in deposits across 20 insured institutions and 36 branches. Frost Bank is the largest deposit holder at 20.3% share. The top three banks hold 48% of deposits, which places the county in the Moderate band. Deposits have grown 21.7% since 2021 while the branch count rose by 5.9%. It produced $9.2B of real gross domestic product in 2024, ranking #382 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 34 in 2021 to 36 in 2026. Institutions: 20 to 20. Top-three share: 48% to 48%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Frost Bank | $699M | 20.3% | +50% |
| JPMorgan Chase Bank | $487M | 14.1% | +29% |
| Wells Fargo Bank | $466M | 13.5% | -8% |
| Broadway National Bank | $290M | 8.4% | +16% |
| Prosperity Bank | $283M | 8.2% | -13% |
| First Commercial Bank | $195M | 5.7% | +29% |
| Security State Bank & Trust | $193M | 5.6% | +69% |
| Jefferson Bank | $137M | 4.0% | -5% |
| First United Bank and Trust Company | $127M | 3.7% | +23% |
| Bank of America | $118M | 3.4% | +5% |
| Schertz Bank & Trust | $77M | 2.2% | +81% |
| Texas Regional Bank | $72M | 2.1% | +81% |
| Sage Capital Bank | $66M | 1.9% | +4% |
| PNC Bank | $51M | 1.5% | +6,231% |
| Zions Bancorporation | $47M | 1.4% | +90% |
| The First National Bank of Sonora | $46M | 1.3% | +27% |
| The Moody National Bank | $45M | 1.3% | +22% |
| TrustTexas Bank, SSB | $23M | 0.7% | +54% |
| Centennial Bank | $21M | 0.6% | +8% |
| First Lockhart Bank | $1M | <0.1% | no 2021 presence |
The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the San Antonio-New Braunfels-Kerrville market
Comal County is one of 10 counties that make up the San Antonio-New Braunfels-Kerrville, TX market, a Combined Statistical Area (ranked #35 of 293 U.S. markets by economic output). It produces 5.6% of the market’s output and holds 1.9% of its deposits.
| Measure | Comal County | Share of parent market |
|---|---|---|
| 2024 GDP | $9.2B | 5.6% |
| Deposits | $3.4B | 1.9% |
| Population | 209,166 | 7.2% |
View the full San Antonio-New Braunfels-Kerrville market profile →
Recruiting in Comal County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Comal County.
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