Market Intelligence

Bexar County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Bexar County, Texas, a core county of the San Antonio-New Braunfels-Kerrville, TX market, holds $164.2B in deposits across 52 insured institutions and 285 branches. USAA Federal Savings Bank is the largest deposit holder at 56.5% share. The top three banks hold 82% of deposits, which places the county in the Concentrated band. Deposits have grown 22.8% since 2020 while the branch count fell by 3.4%. It produces $127.6B of output, ranking #26 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$127.6B
#26 of 1,523
Population
2,160,088
#16 of 1,523
GDP per Capita
$59,055
#370 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$164.2B
#18 of 1,523
Deposits per Capita
$76,035
#35 of 1,523
Deposits per Branch
$576M
#16 of 1,523
Competitive structure
Insured Institutions
52
#17 of 1,523
Branches per 100k Pop.
13.2
#1,377 of 1,523
Median Deposits per Institution
$129M
The median deposits booked by a single institution in the county. #647 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
15.4%
of county deposits held by banks with $100M to $100B in assets. #1,476 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
82%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+22.8% over 5 years
$133.7B
2020
$160.3B
2021
$175.5B
2022
$170.0B
2023
$168.6B
2024
$164.2B
2025

Branches: 295 in 2020 to 285 in 2025. Institutions: 42 to 52. Top-three share: 82% to 82%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
USAA Federal Savings Bank$92.8B56.5%1+8%
Citibank$31.1B19.0%1+118%
Frost Bank$11.4B6.9%32+26%
Bank of America$4.9B3.0%25+12%
JPMorgan Chase Bank$3.9B2.4%25+23%
Wells Fargo Bank$3.3B2.0%25-13%
Broadway National Bank$3.1B1.9%20+17%
PNC Bank$2.6B1.6%19+30%
Jefferson Bank$2.2B1.4%11+36%
Texas Partners Bank$1.3B0.8%4+52%
International Bank of Commerce$1.0B0.6%19+15%
Farm Bureau Bank FSB$918M0.6%1+39%
Texas Capital Bank$749M0.5%2-33%
Zions Bancorporation$655M0.4%6+42%
Vantage Bank Texas$613M0.4%2+162%
American Bank$558M0.3%6+809%
PlainsCapital Bank$323M0.2%4+32%
Truist Bank$278M0.2%8+9%
Rio Bank$258M0.2%3no 2020 presence
BOKF$194M0.1%1no 2020 presence
Falcon International Bank$177M0.1%2+49%
Sunflower Bank$170M0.1%1no 2020 presence
Bank OZK$159M0.1%1+27%
Susser Bank$154M0.1%1no 2020 presence
Texas Community Bank$142M0.1%3+31%
Comerica Bank$132M0.1%5-24%
Amarillo National Bank$127M0.1%1no 2020 presence
Schertz Bank & Trust$84M0.1%1+60%
Prosperity Bank$84M0.1%1+35%
Woodforest National Bank$77M<0.1%16+16%
MidFirst Bank$74M<0.1%1no 2020 presence
Lone Star National Bank$71M<0.1%5+30%
Pinnacle Bank$63M<0.1%1no 2020 presence
Hancock Whitney Bank$51M<0.1%1no 2020 presence
First National Bank Texas$51M<0.1%11+52%
Encore Bank$47M<0.1%1no 2020 presence
Third Coast Bank$43M<0.1%1no 2020 presence
American Momentum Bank$38M<0.1%1-24%
First Commercial Bank$36M<0.1%2+15%
Wallis Bank$31M<0.1%2-13%
SouthState Bank$27M<0.1%1no 2020 presence
Texas Champion Bank$26M<0.1%1+196%
Texas Heritage Bank$26M<0.1%1+8%
Citizens State Bank of Luling$22M<0.1%1-27%
Blue Sky Bank$18M<0.1%1no 2020 presence
SouthTrust Bank$18M<0.1%1+4%
Texas Regional Bank$15M<0.1%1no 2020 presence
Commerce Bank Texas$12M<0.1%1+41%
First-Citizens Bank & Trust Company$9M<0.1%1no 2020 presence
Ozona Bank$4M<0.1%1+23%
First United Bank and Trust Company$1M<0.1%1no 2020 presence
Transpecos Banks, SSB$0M0.0%1no 2020 presence

The 52 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the San Antonio-New Braunfels-Kerrville market

Bexar County is one of 10 counties that make up the San Antonio-New Braunfels-Kerrville, TX market, a Combined Statistical Area (ranked #35 of 293 U.S. markets by economic output). It produces 78.1% of the market’s output and holds 92.1% of its deposits.

MeasureBexar CountyShare of parent market
2024 GDP$127.6B78.1%
Deposits$164.2B92.1%
Population2,160,08874.6%

View the full San Antonio-New Braunfels-Kerrville market profile →

Recruiting in Bexar County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bexar County.

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