Market Intelligence

Bexar County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Bexar County, Texas, a core county of the San Antonio-New Braunfels-Kerrville, TX market, holds $164.1B in deposits across 50 insured institutions and 278 branches. USAA Federal Savings Bank is the largest deposit holder at 56.0% share. The top three banks hold 82% of deposits, which places the county in the Concentrated band. Deposits have grown 2.4% since 2021 while the branch count fell by 4.1%. It produced $127.6B of real gross domestic product in 2024, ranking #26 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$127.6B
#26 of 1,523
Population
2,160,088
#16 of 1,523
GDP per Capita
$59,055
#370 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$164.1B
#19 of 1,523
Deposits per Capita
$75,979
#38 of 1,523
Deposits per Branch
$590M
#17 of 1,523
Competitive structure
Insured Institutions
50
#21 of 1,523
Branches per 100k Pop.
12.9
#1,384 of 1,523
Median Deposits per Institution
$122M
The median deposits booked by a single institution in the county. #732 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
15.5%
of county deposits held by banks with $100M to $100B in assets. #1,469 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
82%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+2.4% over 5 years
$160.3B
2021
$175.5B
2022
$170.0B
2023
$168.6B
2024
$164.2B
2025
$164.1B
2026

Branches: 290 in 2021 to 278 in 2026. Institutions: 43 to 50. Top-three share: 83% to 82%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
USAA Federal Savings Bank$92.0B56.0%1-9%
Citibank$31.0B18.9%1+47%
Frost Bank$11.8B7.2%32+13%
Bank of America$4.9B3.0%23-2%
JPMorgan Chase Bank$3.9B2.4%26+5%
Wells Fargo Bank$3.4B2.1%25-15%
PNC Bank$2.9B1.8%19+40%
Broadway National Bank$2.9B1.7%16-3%
Jefferson Bank$2.3B1.4%10+15%
Prosperity Bank$1.8B1.1%11+21%
International Bank of Commerce$1.1B0.7%19+4%
Farm Bureau Bank FSB$876M0.5%1+39%
Texas Capital Bank$756M0.5%1-35%
Zions Bancorporation$680M0.4%6+3%
Vantage Bank Texas$623M0.4%2+87%
Truist Bank$320M0.2%8-24%
PlainsCapital Bank$316M0.2%4+12%
BOKF$251M0.2%1no 2021 presence
Fifth Third Bank$216M0.1%5+22%
Falcon International Bank$187M0.1%2+43%
Rio Bank$180M0.1%3+37%
Bank OZK$169M0.1%1+65%
Sunflower Bank$153M0.1%1+125%
Texas Community Bank$151M0.1%3+18%
Susser Bank$146M0.1%1no 2021 presence
Amarillo National Bank$99M0.1%1no 2021 presence
Hancock Whitney Bank$86M0.1%1no 2021 presence
MidFirst Bank$82M<0.1%1no 2021 presence
Lone Star National Bank$80M<0.1%5+3%
Schertz Bank & Trust$79M<0.1%1+37%
Woodforest National Bank$79M<0.1%16-5%
Encore Bank$71M<0.1%1no 2021 presence
Third Coast Bank$67M<0.1%1no 2021 presence
First National Bank Texas$55M<0.1%11+29%
Pinnacle Bank$54M<0.1%1-63%
First United Bank and Trust Company$45M<0.1%1no 2021 presence
First Commercial Bank$44M<0.1%2+15%
American Momentum Bank$39M<0.1%1-55%
Wallis Bank$31M<0.1%2-32%
SouthState Bank$25M<0.1%1no 2021 presence
Texas Regional Bank$24M<0.1%1no 2021 presence
Texas Champion Bank$24M<0.1%1+70%
First-Citizens Bank & Trust Company$23M<0.1%1no 2021 presence
Citizens State Bank of Luling$22M<0.1%1-20%
Centennial Bank$18M<0.1%1no 2021 presence
SouthTrust Bank$17M<0.1%1-18%
Liberty Capital Bank$14M<0.1%1-51%
Commerce Bank Texas$11M<0.1%1-27%
Ozona Bank$4M<0.1%1+63%
Transpecos Banks, SSB$0M0.0%1no 2021 presence

The 50 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the San Antonio-New Braunfels-Kerrville market

Bexar County is one of 10 counties that make up the San Antonio-New Braunfels-Kerrville, TX market, a Combined Statistical Area (ranked #35 of 293 U.S. markets by economic output). It produces 78.1% of the market’s output and holds 92.0% of its deposits.

MeasureBexar CountyShare of parent market
2024 GDP$127.6B78.1%
Deposits$164.1B92.0%
Population2,160,08874.6%

View the full San Antonio-New Braunfels-Kerrville market profile →

Recruiting in Bexar County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bexar County.

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