Bergen County, New Jersey, a core county of the New York-Newark, NY-NJ-CT-PA market, holds $69.9B in deposits across 45 insured institutions and 346 branches. TD Bank is the largest deposit holder at 13.4% share. The top three banks hold 37% of deposits, which places the county in the Fragmented band. Deposits have grown 5.0% since 2021 while the branch count fell by 8.0%. It produced $83.5B of real gross domestic product in 2024, ranking #57 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 376 in 2021 to 346 in 2026. Institutions: 46 to 45. Top-three share: 42% to 37%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| TD Bank | $9.3B | 13.4% | -9% |
| JPMorgan Chase Bank | $9.1B | 13.1% | +4% |
| Bank of America | $7.6B | 10.8% | -17% |
| Cross River Bank | $6.7B | 9.6% | +96% |
| Valley National Bank | $5.1B | 7.3% | -6% |
| ConnectOne Bank | $5.0B | 7.1% | +38% |
| Columbia Bank | $4.0B | 5.8% | +45% |
| Wells Fargo Bank | $3.1B | 4.4% | -14% |
| Manufacturers and Traders Trust Company | $2.9B | 4.2% | +20% |
| PNC Bank | $2.4B | 3.5% | -11% |
| Provident Bank | $1.9B | 2.7% | -5% |
| Spencer Savings Bank, SLA | $1.8B | 2.6% | -4% |
| Citibank | $1.5B | 2.2% | -4% |
| Kearny Bank | $1.1B | 1.6% | -23% |
| Blue Foundry Bank | $888M | 1.3% | +2% |
| Woori America Bank | $713M | 1.0% | +16% |
| Freedom Bank | $676M | 1.0% | +42% |
| Capital One | $612M | 0.9% | -32% |
| Bank of Hope | $601M | 0.9% | +22% |
| Bogota Savings Bank | $502M | 0.7% | -2% |
| Citizens Bank | $497M | 0.7% | -25% |
| New Millennium Bank | $419M | 0.6% | +66% |
| BCB Community Bank | $381M | 0.5% | +18% |
| Santander Bank | $378M | 0.5% | +15% |
| Ion Bank | $372M | 0.5% | -28% |
| Hana Bank USA | $316M | 0.5% | +400% |
| First Commerce Bank | $294M | 0.4% | -2% |
| NewBank | $237M | 0.3% | +77% |
| Shinhan Bank America | $215M | 0.3% | +20% |
| Unity Bank | $209M | 0.3% | +193% |
| Hanmi Bank | $161M | 0.2% | no 2021 presence |
| Ascendia Bank | $160M | 0.2% | +74% |
| PCB Bank | $157M | 0.2% | +175% |
| Alma Bank | $86M | 0.1% | -29% |
| Haven Savings Bank | $82M | 0.1% | -7% |
| Apple Bank | $81M | 0.1% | no 2021 presence |
| Commonwealth Business Bank | $77M | 0.1% | no 2021 presence |
| The Bank of Princeton | $64M | 0.1% | -53% |
| Metro City Bank | $61M | 0.1% | -19% |
| Five Rivers Bank | $50M | 0.1% | no 2021 presence |
| GSL Savings Bank | $27M | <0.1% | -28% |
| TrustCo Bank | $15M | <0.1% | -31% |
| Modern Bank | $0M | 0.0% | no 2021 presence |
| Atlantic Community Bankers Bank | $0M | 0.0% | no 2021 presence |
| Wilmington Trust | $0M | 0.0% | no 2021 presence |
The 45 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the New York-Newark market
Bergen County is one of 30 counties that make up the New York-Newark, NY-NJ-CT-PA market, a Combined Statistical Area (ranked #1 of 293 U.S. markets by economic output). It produces 3.9% of the market’s output and holds 2.3% of its deposits.
| Measure | Bergen County | Share of parent market |
|---|---|---|
| 2024 GDP | $83.5B | 3.9% |
| Deposits | $69.9B | 2.3% |
| Population | 977,026 | 4.3% |
View the full New York-Newark market profile →
Recruiting in Bergen County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bergen County.
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