Market Intelligence

Queens County, NY

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Queens County, New York, a core county of the New York-Newark, NY-NJ-CT-PA market, holds $79.2B in deposits across 51 insured institutions and 346 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 30.9% share. The top three institutions hold 54.3% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.7% since 2020 while the branch count fell by 57. It produces $111.1B of output, ranking #33 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$111.1B
#33 of 1,523
Total Deposits
$79.2B
#35 of 1,523
Population
2,358,182
#12 of 1,523
GDP per Capita
$47,131
#666 of 1,523
Insured Institutions
51
#20 of 1,523
Deposits per Branch
$229M
#76 of 1,523
Deposits per Capita
$33,584
#276 of 1,523
Branches per 100k Pop.
14.7
#1,309 of 1,523
Median Institution Size
$370M
Median deposits of the institutions operating in the county. #94 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
21.7%
of market deposits held by banks with $100M to $50B in assets. #1,354 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
54.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+9.7% over 5 years
$72.2B
2020
$79.3B
2021
$84.3B
2022
$79.7B
2023
$78.7B
2024
$79.2B
2025

Branches: 403 in 2020 to 346 in 2025. Institutions: 56 to 51. Top-three share: 50.0% to 54.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
JPMorgan Chase Bank, National Association$24.5B30.9%66+21%
Citibank, National Association$11.2B14.1%25+11%
TD Bank, National Association$7.4B9.3%32+26%
Flagstar Bank, National Association$4.7B5.9%28-18%
Bank of America, National Association$4.3B5.5%24+33%
Ridgewood Savings Bank$3.3B4.2%11+34%
Capital One, National Association$3.2B4.0%14-35%
Webster Bank, National Association$1.9B2.4%10-11%
Flushing Bank$1.6B2.1%11+24%
Maspeth Federal Savings and Loan Association$1.2B1.5%6+1%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the New York-Newark market

Queens County is one of 30 counties that make up the New York-Newark, NY-NJ-CT-PA market, a Combined Statistical Area (ranked #1 of 293 U.S. markets by economic output). It produces 5.2% of the market’s output and holds 2.7% of its deposits.

MeasureQueens CountyShare of New York-Newark market
2024 GDP$111.1B5.2%
Deposits$79.2B2.7%
Population2,358,18210.5%

View the full New York-Newark market profile →

Recruiting in Queens County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Queens County, on a retained basis.

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