Market Intelligence

Suffolk County, NY

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Suffolk County, New York, a core county of the New York-Newark, NY-NJ-CT-PA market, holds $62.8B in deposits across 22 insured institutions and 305 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 26.7% share. The top three banks hold 47% of deposits, which places the county in the Moderate band. Deposits have fallen 0.6% since 2020 while the branch count fell by 16.0%. It produces $108.2B of output, ranking #37 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$108.2B
#37 of 1,523
Population
1,546,090
#27 of 1,523
GDP per Capita
$70,011
#193 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$62.8B
#47 of 1,523
Deposits per Capita
$40,622
#175 of 1,523
Deposits per Branch
$206M
#92 of 1,523
Competitive structure
Insured Institutions
22
#189 of 1,523
Branches per 100k Pop.
19.7
#1,024 of 1,523
Median Deposits per Institution
$1.4B
The median deposits booked by a single institution in the county. #2 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
29.5%
of county deposits held by banks with $100M to $100B in assets. #1,354 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
47%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)-0.6% over 5 years
$63.2B
2020
$71.5B
2021
$72.7B
2022
$63.2B
2023
$63.8B
2024
$62.8B
2025

Branches: 363 in 2020 to 305 in 2025. Institutions: 24 to 22. Top-three share: 46% to 47%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$16.8B26.7%64+16%
Dime Community Bank$6.3B10.1%28+56%
Capital One$6.2B9.9%15-34%
Bank of America$5.9B9.4%29+16%
TD Bank$5.9B9.4%27+19%
Citibank$4.6B7.2%18-2%
Flagstar Bank$3.5B5.6%16-8%
Manufacturers and Traders Trust Company$3.3B5.3%36-26%
BankUnited$2.1B3.4%1-7%
Webster Bank$2.0B3.1%14-4%
Apple Bank$1.4B2.3%100%
ConnectOne Bank$1.4B2.3%18+1,784%
Wells Fargo Bank$768M1.2%3-3%
Citizens Bank$692M1.1%8+83%
Flushing Bank$653M1.0%5no 2020 presence
Valley National Bank$517M0.8%4+20%
Ridgewood Savings Bank$195M0.3%3+17%
City National Bank$140M0.2%1+244%
Hanover Community Bank$114M0.2%2no 2020 presence
First Central Savings Bank$63M0.1%1no 2020 presence
Santander Bank$48M0.1%1-75%
American Community Bank$41M0.1%1+52%

The 22 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the New York-Newark market

Suffolk County is one of 30 counties that make up the New York-Newark, NY-NJ-CT-PA market, a Combined Statistical Area (ranked #1 of 293 U.S. markets by economic output). It produces 5.1% of the market’s output and holds 2.2% of its deposits.

MeasureSuffolk CountyShare of parent market
2024 GDP$108.2B5.1%
Deposits$62.8B2.2%
Population1,546,0906.9%

View the full New York-Newark market profile →

Recruiting in Suffolk County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Suffolk County.

See how we help banks recruit commercial banking talent