Franklin County, Kansas, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $673M in deposits across 10 insured institutions and 13 branches. The Kansas State Bank is the largest deposit holder at 24.1% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have grown 35.2% since 2020. It produces $855M of output, ranking #1,237 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 13 in 2020 to 13 in 2025. Institutions: 9 to 10. Top-three share: 58% to 52%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| The Kansas State Bank | $162M | 24.1% | +29% |
| Oakstar Bank | $119M | 17.6% | no 2020 presence |
| NBH Bank | $69M | 10.3% | -20% |
| Arvest Bank | $64M | 9.5% | +36% |
| Patriots Bank | $54M | 8.0% | +117% |
| BMO Bank | $51M | 7.5% | -31% |
| Goppert State Service Bank | $49M | 7.2% | +40% |
| Mid-America Bank | $44M | 6.6% | +25% |
| Landmark National Bank | $34M | 5.1% | +2% |
| Great Southern Bank | $27M | 4.0% | -24% |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Kansas City-Overland Park-Kansas City market
Franklin County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 0.5% of the market’s output and holds 0.6% of its deposits.
| Measure | Franklin County | Share of parent market |
|---|---|---|
| 2024 GDP | $855M | 0.5% |
| Deposits | $673M | 0.6% |
| Population | 26,299 | 1.0% |
View the full Kansas City-Overland Park-Kansas City market profile →
Recruiting in Franklin County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Franklin County.
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