HomeTrust Bank holds $3.7B in deposits across 19 counties in 9 ranked markets and 5 states. Its deposit footprint is concentrated: the top three counties (Buncombe County, Hamblen County, Gwinnett County) hold 46% of its deposits, and North Carolina accounts for 65% of the total. It ranks among the three largest institutions in 5 of the 19 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Buncombe County, NC | $1.1B | 31.2% | 14.9% | 4 |
| 2. | Hamblen County, TN | $307M | 8.4% | 22.7% | 2 |
| 3. | Gwinnett County, GA | $249M | 6.8% | 1.0% | 1 |
| 4. | Polk County, NC | $239M | 6.5% | 62.0% | 2 |
| 5. | Rockingham County, NC | $231M | 6.3% | 17.7% | 2 |
| 6. | Washington County, TN | $196M | 5.3% | 6.3% | 2 |
| 7. | Haywood County, NC | $191M | 5.2% | 20.9% | 2 |
| 8. | Wake County, NC | $169M | 4.6% | 0.2% | 2 |
| 9. | Roanoke (City) County, VA | $158M | 4.3% | 5.2% | 3 |
| 10. | Henderson County, NC | $137M | 3.7% | 5.1% | 1 |
| 11. | Roanoke County, VA | $131M | 3.6% | 5.0% | 2 |
| 12. | Greenville County, SC | $114M | 3.1% | 0.6% | 2 |
| 13. | Cleveland County, NC | $108M | 2.9% | 7.6% | 1 |
| 14. | Mecklenburg County, NC | $76M | 2.1% | 0.0% | 2 |
| 15. | Davidson County, NC | $68M | 1.9% | 2.5% | 1 |
| 16. | Sullivan County, TN | $42M | 1.1% | 1.8% | 1 |
| 17. | Fulton County, GA | $39M | 1.1% | 0.0% | 1 |
| 18. | Botetourt County, VA | $37M | 1.0% | 5.4% | 1 |
| 19. | Gaston County, NC | $34M | 0.9% | 1.0% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.