Market Intelligence

Haralson County, GA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Haralson County, Georgia, a county in the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $915M in deposits across 4 insured institutions and 7 branches. Bank OZK is the largest deposit holder at 37.5% share. The top three banks hold 90% of deposits, which places the county in the Concentrated band. Deposits have grown 41.2% since 2020. It produces $1.2B of output, ranking #1,154 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.2B
#1,154 of 1,523
Population
33,066
#1,126 of 1,523
GDP per Capita
$34,899
#1,068 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$915M
#981 of 1,523
Deposits per Capita
$27,679
#484 of 1,523
Deposits per Branch
$131M
#291 of 1,523
Competitive structure
Insured Institutions
4
#1,265 of 1,523
Branches per 100k Pop.
21.2
#921 of 1,523
Median Deposits per Institution
$241M
The median deposits booked by a single institution in the county. #238 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
90.3%
of county deposits held by banks with $100M to $100B in assets. #374 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
90%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+41.2% over 5 years
$648M
2020
$734M
2021
$727M
2022
$841M
2023
$856M
2024
$915M
2025

Branches: 7 in 2020 to 7 in 2025. Institutions: 4 to 4. Top-three share: 90% to 90%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank OZK$343M37.5%3+50%
American Commerce Bank$291M31.8%1+33%
Synovus Bank$192M21.0%2+43%
Truist Bank$89M9.7%1+35%

The 4 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Atlanta--Athens-Clarke County--Sandy Springs market

Haralson County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 0.2% of the market’s output and holds 0.3% of its deposits.

MeasureHaralson CountyShare of parent market
2024 GDP$1.2B0.2%
Deposits$915M0.3%
Population33,0660.4%

View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →

Recruiting in Haralson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Haralson County.

See how we help banks recruit commercial banking talent