Hopkins County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $1.2B in deposits across 7 insured institutions and 13 branches. Alliance Bank is the largest deposit holder at 40.0% share. The top three institutions hold 83.2% of deposits, which places the county in the concentrated band. Deposits have grown 42.9% since 2020 while the branch count rose by 1. It produces $2.1B of output, ranking #917 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 12 in 2020 to 13 in 2025. Institutions: 6 to 7. Top-three share: 91.3% to 83.2%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Alliance Bank | $490M | 40.0% | +25% |
| The City National Bank of Sulphur Springs | $374M | 30.5% | +36% |
| Guaranty Bank & Trust, N.A. | $155M | 12.7% | +34% |
| Texas Heritage National Bank | $141M | 11.5% | +222% |
| The First National Bank of East Texas | $38M | 3.1% | no 2020 presence |
| Pilgrim Bank | $19M | 1.5% | -27% |
| First National Bank Texas | $8M | 0.7% | +49% |
The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Dallas-Fort Worth market
Hopkins County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 0.3% of the market’s output and holds 0.2% of its deposits.
| Measure | Hopkins County | Share of Dallas-Fort Worth market |
|---|---|---|
| 2024 GDP | $2.1B | 0.3% |
| Deposits | $1.2B | 0.2% |
| Population | 39,063 | 0.4% |
View the full Dallas-Fort Worth market profile →
Recruiting in Hopkins County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hopkins County, on a retained basis.
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