Market Intelligence

Dallas County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Dallas-Fort Worth, TX-OK › Dallas County

Dallas County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $331.5B in deposits across 109 insured institutions and 573 branches. Bank of America is the largest deposit holder at 41.8% share. The top three banks hold 68% of deposits, which places the county in the Concentrated band. Deposits have grown 11.3% since 2021 while the branch count fell by 2.1%. It produced $311.7B of real gross domestic product in 2024, ranking #8 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$311.7B
#8 of 1,523
Population
2,661,397
#8 of 1,523
GDP per Capita
$117,137
#45 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$331.5B
#11 of 1,523
Deposits per Capita
$124,562
#18 of 1,523
Deposits per Branch
$579M
#18 of 1,523
Competitive structure
Insured Institutions
109
#1 of 1,523
Branches per 100k Pop.
21.5
#898 of 1,523
Median Deposits per Institution
$250M
The median deposits booked by a single institution in the county. #229 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
24.2%
of county deposits held by banks with $100M to $100B in assets. #1,385 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
68%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+11.3% over 5 years
$297.9B
2021
$293.1B
2022
$278.0B
2023
$265.3B
2024
$286.6B
2025
$331.5B
2026

Branches: 585 in 2021 to 573 in 2026. Institutions: 116 to 109. Top-three share: 72% to 68%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank of America$138.5B41.8%49+21%
JPMorgan Chase Bank$74.6B22.5%74-4%
Texas Capital Bank$13.8B4.2%2-36%
The Huntington National Bank$13.2B4.0%16+188%
NexBank$11.0B3.3%2+52%
Wells Fargo Bank$8.4B2.5%42-30%
BOKF$5.1B1.5%9+4%
Fifth Third Bank$4.5B1.4%31-10%
TBK Bank, SSB$3.9B1.2%2+78%
Truist Bank$3.6B1.1%25+79%
PNC Bank$3.4B1.0%33-38%
Sunflower Bank$3.4B1.0%2+1,959%
Frost Bank$3.1B0.9%25+8%
Inwood National Bank$2.9B0.9%8+5%
PlainsCapital Bank$2.8B0.8%6-30%
Regions Bank$2.1B0.6%7+28%
State Bank of Texas$1.6B0.5%4+116%
TIB$1.6B0.5%1-16%
Prosperity Bank$1.6B0.5%24-23%
Bank OZK$1.5B0.5%4+103%
The Northern Trust Company$1.3B0.4%2+6%
Pegasus Bank$1.3B0.4%3+42%
Origin Bank$1.2B0.4%5-10%
NBH Bank$1.2B0.4%5+94%
North Dallas Bank & Trust Co.$1.1B0.3%4+8%
East West Bank$1.1B0.3%2+921%
Dallas Capital Bank$939M0.3%1+28%
Zions Bancorporation$926M0.3%8-4%
Capital One$919M0.3%6-55%
SouthState Bank$897M0.3%6-15%
Texas Security Bank$859M0.3%3-3%
Tolleson Private Bank$857M0.3%2+7%
T Bank$845M0.3%1+114%
WaFd Bank$818M0.2%3+148%
United Texas Bank$791M0.2%3+1%
First United Bank and Trust Company$778M0.2%2+59%
Benchmark Bank$762M0.2%2+43%
MapleMark Bank$751M0.2%1+5%
The American National Bank of Texas$729M0.2%5+11%
First Horizon Bank$725M0.2%1+57%
InterBank$710M0.2%2+510%
Busey Bank$684M0.2%2+10%
Encore Bank$679M0.2%1no 2021 presence
BMO Bank$610M0.2%1+29%
American Bank$560M0.2%2+241%
Susser Bank$531M0.2%2+376%
BankUnited$506M0.2%1no 2021 presence
Liberty Capital Bank$471M0.1%1+61%
Third Coast Bank$401M0.1%1+257%
American First National Bank$319M0.1%4+23%
First National Bank Texas$288M0.1%31+11%
Harmony Bank$282M0.1%6-3%
Bank of the West$265M0.1%2-3%
Shinhan Bank America$251M0.1%1+340%
b1BANK$250M0.1%4-24%
Lakeside Bank$249M0.1%1no 2021 presence
Dominion Bank$243M0.1%1+6%
HomeBank Texas$238M0.1%2+38%
Bank of DeSoto$237M0.1%1+6%
Security National Bank of Omaha$211M0.1%2+557%
Simmons Bank$189M0.1%5-64%
Bank of Hope$189M0.1%1+24%
Southwestern National Bank$182M0.1%2+28%
Method Bank$182M0.1%1no 2021 presence
One World Bank$173M0.1%2+75%
Glacier Bank$168M0.1%2-13%
Cattlemens Bank$163M<0.1%1+26%
Citizens National Bank of Texas$152M<0.1%1-23%
Golden Bank$139M<0.1%1+50%
Monet Bank$138M<0.1%1+23%
Blue Sky Bank$133M<0.1%1no 2021 presence
Stellar Bank$131M<0.1%1+1,392%
Hanmi Bank$125M<0.1%2+23%
Commonwealth Business Bank$117M<0.1%2+188%
Trinity Capital Bank of Texas$113M<0.1%2+31%
PCB Bank$107M<0.1%2no 2021 presence
MidFirst Bank$104M<0.1%1+31%
City Bank$102M<0.1%1+94%
Centennial Bank$99M<0.1%1-55%
U.S. Bank$90M<0.1%2-33%
Texas Heritage National Bank$84M<0.1%1no 2021 presence
Woodforest National Bank$79M<0.1%10-9%
American Bank of Commerce$78M<0.1%1+57%
TexasBank$72M<0.1%1+24%
First Guaranty Bank$71M<0.1%1-27%
First-Citizens Bank & Trust Company$66M<0.1%1-12%
Texas Regional Bank$66M<0.1%2-25%
Grand Bank$65M<0.1%1no 2021 presence
Pavillion Bank$64M<0.1%1-6%
Metro City Bank$59M<0.1%2+3%
American National Bank & Trust$57M<0.1%1no 2021 presence
Bank 7$53M<0.1%1-37%
Broadway National Bank$52M<0.1%1no 2021 presence
Texas Republic Bank$47M<0.1%1-31%
Open Bank$44M<0.1%1+81%
Wallis Bank$40M<0.1%2+11%
International Bank of Commerce$36M<0.1%1+56%
Great Plains National Bank$34M<0.1%1+91%
Hancock Whitney Bank$33M<0.1%2+8%
Spectra Bank$33M<0.1%1+13%
Southside Bank$30M<0.1%1+11%
Chambers Bank$29M<0.1%1no 2021 presence
UMB Bank$23M<0.1%1-53%
First State Bank$20M<0.1%1+704%
Bank of Whittier$19M<0.1%1+115%
Commercial State Bank$19M<0.1%1+13%
Citibank$0M0.0%1no 2021 presence
BNY Mellon$0M0.0%1no 2021 presence
CIBC National Trust Company$0M0.0%1no 2021 presence

The 109 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Dallas County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 47.2% of the market’s output and holds 44.2% of its deposits.

MeasureDallas CountyShare of parent market
2024 GDP$311.7B47.2%
Deposits$331.5B44.2%
Population2,661,39729.4%

View the full Dallas-Fort Worth market profile →

Recruiting in Dallas County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dallas County.

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Other counties in the Dallas-Fort Worth market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.