Market Intelligence

Dallas County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market Intelligence › Dallas-Fort Worth, TX-OK › Dallas County

Dallas County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $286.7B in deposits across 113 insured institutions and 570 branches. Bank of America, National Association is the largest deposit holder at 42.1% share. The top three banks hold 68% of deposits, which places the county in the Concentrated band. Deposits have grown 8.1% since 2020 while the branch count fell by 4.8%. It produces $311.7B of output, ranking #8 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$311.7B
#8 of 1,523
Population
2,661,397
#8 of 1,523
GDP per Capita
$117,137
#45 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$286.7B
#12 of 1,523
Deposits per Capita
$107,735
#20 of 1,523
Deposits per Branch
$503M
#19 of 1,523
Competitive structure
Insured Institutions
113
#1 of 1,523
Branches per 100k Pop.
21.4
#905 of 1,523
Median Deposits per Institution
$221M
The median deposits booked by a single institution in the county. #284 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
29.6%
of county deposits held by banks with $100M to $100B in assets. #1,350 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
68%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+8.1% over 5 years
$265.2B
2020
$297.9B
2021
$293.1B
2022
$278.0B
2023
$265.3B
2024
$286.7B
2025

Branches: 599 in 2020 to 570 in 2025. Institutions: 111 to 113. Top-three share: 71% to 68%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank of America$120.7B42.1%49+13%
JPMorgan Chase Bank$61.7B21.5%74+7%
Texas Capital Bank$11.6B4.0%2-52%
NexBank$10.7B3.7%3+46%
Wells Fargo Bank$8.4B2.9%42-13%
Veritex Community Bank$7.1B2.5%11+100%
BOKF$5.1B1.8%10+32%
Comerica Bank$4.2B1.5%32-10%
PNC Bank$3.1B1.1%31-57%
Frost Bank$3.0B1.1%22+25%
PlainsCapital Bank$2.9B1.0%6-38%
Inwood National Bank$2.9B1.0%8+22%
TBK Bank, SSB$2.9B1.0%2+69%
Truist Bank$2.8B1.0%25+5%
Regions Bank$2.1B0.7%7+41%
State Bank of Texas$1.7B0.6%4+168%
Prosperity Bank$1.6B0.6%24-8%
TIB$1.6B0.5%1-31%
Bank OZK$1.4B0.5%3+109%
Sunflower Bank$1.3B0.5%2no 2020 presence
Origin Bank$1.3B0.5%5+80%
Vista Bank$1.3B0.5%4+726%
Pegasus Bank$1.3B0.4%3+79%
East West Bank$1.2B0.4%2+1,284%
North Dallas Bank & Trust Co.$1.2B0.4%4+22%
Capital One$1.1B0.4%7-9%
SouthState Bank$1.1B0.4%5+13%
The Northern Trust Company$1.1B0.4%2+13%
Dallas Capital Bank$998M0.3%1+43%
Busey Bank$914M0.3%2no 2020 presence
T Bank$857M0.3%1+99%
Tolleson Private Bank$817M0.3%2+54%
Texas Security Bank$770M0.3%3+29%
MapleMark Bank$733M0.3%1+59%
First United Bank and Trust Company$725M0.3%2+84%
United Texas Bank$721M0.3%3+12%
The American National Bank of Texas$652M0.2%5+18%
Benchmark Bank$629M0.2%2+70%
Zions Bancorporation$590M0.2%8-32%
BMO Bank$574M0.2%10%
Susser Bank$552M0.2%2+481%
First Horizon Bank$536M0.2%1+14%
b1BANK$523M0.2%6+1,174%
Encore Bank$486M0.2%1no 2020 presence
InterBank$480M0.2%2+181%
BankUnited$474M0.2%1no 2020 presence
Liberty Capital Bank$437M0.2%1+56%
American Bank$436M0.2%2+352%
Washington Federal Bank$394M0.1%2+111%
Cadence Bank$376M0.1%5+22%
Harmony Bank$340M0.1%5+34%
Texas Bank and Trust Company$340M0.1%1+59%
American First National Bank$327M0.1%4+31%
First National Bank Texas$264M0.1%30+35%
Bank of DeSoto$245M0.1%1+20%
Bank of the West$234M0.1%2+16%
HomeBank Texas$221M0.1%3+39%
NBH Bank$220M0.1%1+49%
Dominion Bank$219M0.1%1+89%
Simmons Bank$217M0.1%5-28%
Bank of Hope$204M0.1%1+37%
Southwestern National Bank$181M0.1%2+33%
One World Bank$169M0.1%2+66%
Guaranty Bank & Trust$166M0.1%2-5%
Shinhan Bank America$158M0.1%1+52%
Cattlemens Bank$158M0.1%1+116%
Monet Bank$156M0.1%1+41%
Hanmi Bank$141M<0.1%2+57%
Security National Bank of Omaha$141M<0.1%2+499%
Method Bank$137M<0.1%1no 2020 presence
Lakeside Bank$128M<0.1%1no 2020 presence
Ennis State Bank$126M<0.1%2+71%
Golden Bank$122M<0.1%1+44%
Stellar Bank$116M<0.1%1no 2020 presence
Citizens National Bank of Texas$106M<0.1%1-38%
TexasBank$101M<0.1%1no 2020 presence
PCB Bank$95M<0.1%2no 2020 presence
Centennial Bank$90M<0.1%1no 2020 presence
Blue Sky Bank$89M<0.1%1no 2020 presence
MidFirst Bank$86M<0.1%1+100%
City Bank$85M<0.1%1+73%
Woodforest National Bank$80M<0.1%11+15%
First Guaranty Bank$78M<0.1%1-9%
U.S. Bank$70M<0.1%2+103%
Bank 7$68M<0.1%1-7%
American Bank of Commerce$68M<0.1%1+36%
Broadway National Bank$66M<0.1%1no 2020 presence
International Bank of Commerce$62M<0.1%1+252%
Pavillion Bank$59M<0.1%1-15%
First-Citizens Bank & Trust Company$55M<0.1%1-10%
Texas Regional Bank$55M<0.1%2no 2020 presence
Texas Heritage National Bank$53M<0.1%1no 2020 presence
Open Bank$49M<0.1%1+135%
Texas Republic Bank$47M<0.1%1-19%
Grand Bank$46M<0.1%1no 2020 presence
Commonwealth Business Bank$42M<0.1%1-7%
Wallis Bank$42M<0.1%2+10%
First IC Bank$34M<0.1%1+31%
Spectra Bank$33M<0.1%1+135%
Metro City Bank$31M<0.1%1+15%
Southside Bank$30M<0.1%1+13%
Great Plains National Bank$30M<0.1%1no 2020 presence
Hancock Whitney Bank$29M<0.1%1-13%
UMB Bank$28M<0.1%1-48%
Commercial State Bank$22M<0.1%1+89%
Bank of Whittier$19M<0.1%1+314%
First State Bank$19M<0.1%1no 2020 presence
Herring Bank$10M<0.1%1-33%
Chambers Bank$5M<0.1%1no 2020 presence
Third Coast Bank$4M<0.1%1-93%
Citibank$0M0.0%1no 2020 presence
BNY Mellon$0M0.0%1no 2020 presence
CIBC National Trust Company$0M0.0%1no 2020 presence

The 113 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Dallas County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 47.2% of the market’s output and holds 42.0% of its deposits.

MeasureDallas CountyShare of parent market
2024 GDP$311.7B47.2%
Deposits$286.7B42.0%
Population2,661,39729.4%

View the full Dallas-Fort Worth market profile →

Recruiting in Dallas County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dallas County.

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Other counties in the Dallas-Fort Worth market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.