Market Intelligence

Tarrant County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Tarrant County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $62.0B in deposits across 71 insured institutions and 402 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 27.1% share. The top three banks hold 49% of deposits, which places the county in the Moderate band. Deposits have grown 18.6% since 2020 while the branch count fell by 5.4%. It produces $139.9B of output, ranking #24 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$139.9B
#24 of 1,523
Population
2,248,466
#14 of 1,523
GDP per Capita
$62,213
#306 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$62.0B
#49 of 1,523
Deposits per Capita
$27,556
#491 of 1,523
Deposits per Branch
$154M
#184 of 1,523
Competitive structure
Insured Institutions
71
#8 of 1,523
Branches per 100k Pop.
17.9
#1,145 of 1,523
Median Deposits per Institution
$196M
The median deposits booked by a single institution in the county. #344 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
46.4%
of county deposits held by banks with $100M to $100B in assets. #1,145 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
49%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+18.6% over 5 years
$52.2B
2020
$61.3B
2021
$64.1B
2022
$58.1B
2023
$58.8B
2024
$62.0B
2025

Branches: 425 in 2020 to 402 in 2025. Institutions: 69 to 71. Top-three share: 51% to 49%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$16.8B27.1%50+32%
Bank of America$7.2B11.5%32+9%
Frost Bank$6.6B10.7%25+13%
Wells Fargo Bank$6.6B10.7%44-11%
Texas Exchange Bank$2.6B4.2%2+110%
PNC Bank$1.7B2.8%35-46%
Pinnacle Bank$1.2B1.9%12+21%
Southside Bank$1.2B1.9%10+38%
BOKF$1.1B1.7%6+6%
First Command Bank$941M1.5%1+16%
PlainsCapital Bank$937M1.5%5+25%
Susser Bank$869M1.4%4+21%
TexasBank$792M1.3%2no 2020 presence
UMB Bank$785M1.3%1+141%
Veritex Community Bank$773M1.2%6+56%
InterBank$763M1.2%2+49%
Texas Capital Bank$756M1.2%2+135%
Simmons Bank$755M1.2%11-30%
Vantage Bank Texas$751M1.2%2+1,208%
First Financial Bank$605M1.0%4+48%
Colonial Savings, F.A.$567M0.9%6-37%
Regions Bank$514M0.8%5+59%
Trinity Bank$465M0.8%1+49%
Worthington Bank$451M0.7%4+33%
Truist Bank$436M0.7%90%
Prosperity Bank$414M0.7%11+4%
The American National Bank of Texas$390M0.6%3+51%
Origin Bank$352M0.6%4+5%
Comerica Bank$348M0.6%80%
Bank OZK$268M0.4%3+46%
NBT Financial Bank$263M0.4%2+38%
Texas Security Bank$243M0.4%1no 2020 presence
Great Plains National Bank$234M0.4%2no 2020 presence
First National Bank Texas$208M0.3%29+35%
Bank of the West$207M0.3%2+12%
Centennial Bank$196M0.3%3no 2020 presence
Community National Bank & Trust of Texas$193M0.3%3+104%
First National Bank$177M0.3%1+120%
Ciera Bank$170M0.3%1+32%
Texas Bank and Trust Company$148M0.2%1+1,591%
Encore Bank$145M0.2%1no 2020 presence
SouthState Bank$132M0.2%2-22%
Vista Bank$127M0.2%1+9%
American Nation Bank$122M0.2%2+53%
Legend Bank$118M0.2%2+203%
Inwood National Bank$118M0.2%1+3%
Third Coast Bank$112M0.2%1no 2020 presence
Amarillo National Bank$105M0.2%1no 2020 presence
Cadence Bank$95M0.2%1no 2020 presence
First Mid Bank & Trust$91M0.1%1no 2020 presence
Zions Bancorporation$91M0.1%2+591%
American National Bank & Trust$88M0.1%1+97%
First National Bank and Trust Company of Weatherford$72M0.1%2no 2020 presence
Woodforest National Bank$66M0.1%12+1%
Legacy Bank & Trust Company$65M0.1%1no 2020 presence
Spectra Bank$61M0.1%1+8%
Busey Bank$57M0.1%1no 2020 presence
Metro City Bank$51M0.1%1+36%
Commercial Bank of Texas$50M0.1%1+50%
Blue Sky Bank$50M0.1%1no 2020 presence
Valliance Bank$46M0.1%1+62%
American First National Bank$39M0.1%1+75%
First Guaranty Bank$39M0.1%1+24%
Cendera Bank$38M0.1%1+173%
Hanmi Bank$29M<0.1%10%
R Bank$26M<0.1%1+191%
The Northern Trust Company$22M<0.1%1-29%
Guaranty Bank & Trust$22M<0.1%1+64%
Texas Regional Bank$10M<0.1%1no 2020 presence
Security State Bank & Trust$6M<0.1%1no 2020 presence
The First National Bank of Ballinger$0M0.0%1no 2020 presence

The 71 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Tarrant County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 21.2% of the market’s output and holds 9.1% of its deposits.

MeasureTarrant CountyShare of parent market
2024 GDP$139.9B21.2%
Deposits$62.0B9.1%
Population2,248,46624.8%

View the full Dallas-Fort Worth market profile →

Recruiting in Tarrant County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tarrant County.

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