Denton County, Texas, a county in the Dallas-Fort Worth, TX-OK market, holds $256.4B in deposits across 44 insured institutions and 162 branches. Charles Schwab Bank, SSB is the largest deposit holder at 81.7% share. The top three institutions hold 93.8% of deposits, which places the county in the concentrated band. Deposits have fallen 15.7% since 2020 while the branch count rose by 9. It produces $50.2B of output, ranking #92 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 153 in 2020 to 162 in 2025. Institutions: 36 to 44. Top-three share: 96.9% to 93.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Charles Schwab Bank, SSB | $209.5B | 81.7% | -22% |
| Charles Schwab Premier Bank, SSB | $22.2B | 8.7% | -7% |
| Charles Schwab Trust Bank | $8.9B | 3.5% | no 2020 presence |
| JPMorgan Chase Bank, National Association | $4.1B | 1.6% | +36% |
| Bank of America, National Association | $2.5B | 1.0% | +9% |
| Wells Fargo Bank, National Association | $2.1B | 0.8% | -1% |
| SouthState Bank, National Association | $1.0B | 0.4% | +2% |
| PNC Bank, National Association | $963M | 0.4% | +35% |
| Pointbank | $863M | 0.3% | +57% |
| First United Bank and Trust Company | $561M | 0.2% | +62% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Dallas-Fort Worth market
Denton County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 7.6% of the market’s output and holds 37.6% of its deposits.
| Measure | Denton County | Share of Dallas-Fort Worth market |
|---|---|---|
| 2024 GDP | $50.2B | 7.6% |
| Deposits | $256.4B | 37.6% |
| Population | 1,069,346 | 11.8% |
View the full Dallas-Fort Worth market profile →
Recruiting in Denton County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Denton County, on a retained basis.
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