Rockwall County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $3.1B in deposits across 18 insured institutions and 27 branches. The American National Bank of Texas is the largest deposit holder at 23.9% share. The top three banks hold 54% of deposits, which places the county in the Moderate band. Deposits have grown 12.6% since 2021 while the branch count rose by 12.5%. It produced $6.2B of real gross domestic product in 2024, ranking #513 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 24 in 2021 to 27 in 2026. Institutions: 15 to 18. Top-three share: 54% to 54%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| The American National Bank of Texas | $735M | 23.9% | +11% |
| JPMorgan Chase Bank | $580M | 18.8% | +25% |
| Bank of America | $356M | 11.6% | +1% |
| Inwood National Bank | $257M | 8.4% | +50% |
| SouthState Bank | $238M | 7.7% | +8% |
| Wells Fargo Bank | $191M | 6.2% | +15% |
| Alliance Bank | $163M | 5.3% | +1% |
| Glacier Bank | $152M | 4.9% | +8% |
| HomeBank Texas | $117M | 3.8% | +66% |
| Lakeside Bank | $62M | 2.0% | -63% |
| Frost Bank | $60M | 1.9% | no 2021 presence |
| Truist Bank | $42M | 1.4% | +3% |
| Regions Bank | $41M | 1.3% | +33% |
| PNC Bank | $26M | 0.8% | no 2021 presence |
| b1BANK | $23M | 0.8% | -57% |
| Hancock Whitney Bank | $21M | 0.7% | +35% |
| First National Bank Texas | $13M | 0.4% | +21% |
| Centennial Bank | $1M | <0.1% | no 2021 presence |
The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Dallas-Fort Worth market
Rockwall County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 0.9% of the market’s output and holds 0.4% of its deposits.
| Measure | Rockwall County | Share of parent market |
|---|---|---|
| 2024 GDP | $6.2B | 0.9% |
| Deposits | $3.1B | 0.4% |
| Population | 140,738 | 1.6% |
View the full Dallas-Fort Worth market profile →
Recruiting in Rockwall County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Rockwall County.
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