Dallas-Fort Worth, TX-OK holds $682.3 billion in deposits across 189 insured institutions and 1,749 branches, ranking #7 of 293 U.S. markets by economic output. Charles Schwab Bank is the largest deposit holder at 30.7% share. The top three institutions hold 64.4% of deposits, which places the market in the concentrated band.
Deposit trend
Branches: 1,790 in 2020 to 1,749 in 2025. Institutions: 186 to 189. Top-three share: 69.0% to 64.4%. Deposits per branch: $390M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Charles Schwab Bank | 209.6B | 30.7% | -22% |
| Bank of America | 136.6B | 20.0% | +13% |
| JPMorgan Chase Bank | 93.4B | 13.7% | +15% |
| Wells Fargo Bank | 22.8B | 3.4% | -4% |
| Charles Schwab Premier Bank | 22.2B | 3.2% | -7% |
| Texas Capital Bank | 13.1B | 1.9% | -47% |
| NexBank | 10.7B | 1.6% | +46% |
| Frost Bank | 10.4B | 1.5% | +21% |
| Charles Schwab Trust Bank | 8.9B | 1.3% | new since 2020 |
| Veritex Community Bank | 8.6B | 1.3% | +95% |
The 10 largest of 189 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Dallas County | Texas | $311,747M | 2,661,397 | 47.2% |
| Tarrant County | Texas | $139,883M | 2,248,466 | 21.2% |
| Collin County | Texas | $94,982M | 1,297,179 | 14.4% |
| Denton County | Texas | $50,216M | 1,069,346 | 7.6% |
| Ellis County | Texas | $8,231M | 240,867 | 1.2% |
| Johnson County | Texas | $7,127M | 218,048 | 1.1% |
| Grayson County | Texas | $6,585M | 153,613 | 1.0% |
| Rockwall County | Texas | $6,210M | 140,738 | 0.9% |
| Parker County | Texas | $5,842M | 184,767 | 0.9% |
| Hunt County | Texas | $5,275M | 123,336 | 0.8% |
| Kaufman County | Texas | $5,252M | 209,235 | 0.8% |
| Wise County | Texas | $3,340M | 83,778 | 0.5% |
| Cooke County | Texas | $2,896M | 44,461 | 0.4% |
| Hood County | Texas | $2,771M | 70,501 | 0.4% |
| Henderson County | Texas | $2,140M | 88,595 | 0.3% |
| Hopkins County | Texas | $2,120M | 39,063 | 0.3% |
| Bryan County | Oklahoma | $2,035M | 51,367 | 0.3% |
| Navarro County | Texas | $1,866M | 57,181 | 0.3% |
| Fannin County | Texas | $1,149M | 39,265 | 0.2% |
| Palo Pinto County | Texas | $1,014M | 30,791 | 0.2% |
Recruiting in Dallas
Deposits are held closely by the largest institutions, which often means the bankers worth recruiting are inside a small number of houses. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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