Market Intelligence

Dallas-Fort Worth, TX-OK

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Dallas-Fort Worth, TX-OK

Dallas-Fort Worth, TX-OK, a Combined Statistical Area, holds $750.4 billion in deposits across 185 insured institutions and 1,777 branches, and ranks #7 of 293 U.S. markets by economic output. Charles Schwab Bank, SSB is the largest deposit holder at 30.0% share. The top three banks hold 65% of deposits, which places the market in the Concentrated band. Deposits have declined 6.4% since 2021 while the branch count rose by 1.1%.

Economic scale
2024 Real GDP
$660.7B
#7 of 293
Population
9.05M
#6 of 293
GDP per Capita
$72,988
#26 of 293
Deposit market
Deposits (SOD, 6/30/26)
$750.4B
#5 of 293
Deposits per Capita
$82,898
#7 of 293
Deposits per Branch
$422M
#8 of 293
Competitive structure
Insured Institutions
185
#1 of 293
Branches per 100k Pop.
19.6
#204 of 293
Median Deposits per Institution
$355M
The median deposits booked by a single institution in the market. #63 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
26.4%
of market deposits held by banks with $100M to $100B in assets. #270 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
65%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) -6.4% over 5 years
$801.3B
2021
$877.0B
2022
$731.1B
2023
$670.7B
2024
$682.3B
2025
$750.4B
2026

Branches: 1,758 in 2021 to 1,777 in 2026. Institutions: 188 to 185. Top-three share: 71% to 65%. Average deposits per branch: $422M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
Charles Schwab Bank, SSB$225.2B30.0%1-31%
Bank of America$154.3B20.6%119+18%
JPMorgan Chase Bank$109.2B14.5%197+1%
Charles Schwab Premier Bank, SSB$24.5B3.3%1-21%
Wells Fargo Bank$23.4B3.1%137-17%
Texas Capital Bank$15.6B2.1%5-31%
The Huntington National Bank$14.4B1.9%36+139%
NexBank$11.0B1.5%2+52%
Frost Bank$11.0B1.5%69+14%
Charles Schwab Trust Bank$9.7B1.3%1no 2021 presence
PNC Bank$8.1B1.1%107-26%
First United Bank and Trust Company$7.5B1.0%29+47%
BOKF$6.8B0.9%20+6%
Prosperity Bank$6.7B0.9%74-25%
Fifth Third Bank$5.8B0.8%51-2%
SouthState Bank$5.6B0.7%41-30%
Truist Bank$5.0B0.7%49+66%
PlainsCapital Bank$4.7B0.6%19-23%
The American National Bank of Texas$4.4B0.6%26+8%
TBK Bank, SSB$3.9B0.5%2+78%
First Financial Bank$3.7B0.5%25+41%
Inwood National Bank$3.7B0.5%12+6%
Sunflower Bank$3.5B0.5%4+1,918%
Regions Bank$2.8B0.4%16+34%
Bank OZK$2.8B0.4%20+91%
Texas Exchange Bank$2.6B0.4%2+57%
Simmons Bank$2.1B0.3%31-26%
Pinnacle Bank$2.0B0.3%22+17%
Origin Bank$1.9B0.3%11-24%
Citizens National Bank of Texas$1.8B0.2%10+12%
InterBank$1.8B0.2%9+114%
State Bank of Texas$1.6B0.2%4+116%
TIB$1.6B0.2%1-16%
Capital One$1.6B0.2%8-57%
First State Bank$1.6B0.2%12+24%
Susser Bank$1.6B0.2%7+51%
North Dallas Bank & Trust Co.$1.6B0.2%6+10%
Southside Bank$1.5B0.2%17+26%
East West Bank$1.5B0.2%3+831%
NBH Bank$1.4B0.2%7+74%
The Northern Trust Company$1.3B0.2%3+5%
Pegasus Bank$1.3B0.2%3+42%
TexasBank$1.3B0.2%7+135%
UMB Bank$1.3B0.2%3+119%
Benchmark Bank$1.2B0.2%4+55%
Texas Security Bank$1.2B0.2%4+34%
Community National Bank & Trust of Texas$1.1B0.2%15+22%
Zions Bancorporation$1.1B0.1%11+2%
Alliance Bank$1.1B0.1%13+8%
Texas Bank and Trust Company$981M0.1%6+36%
Pointbank$968M0.1%9+43%
First Command Bank$966M0.1%1+5%
Dallas Capital Bank$939M0.1%1+28%
Encore Bank$927M0.1%3no 2021 presence
WaFd Bank$871M0.1%5+139%
Tolleson Private Bank$857M0.1%2+7%
T Bank$845M0.1%1+114%
Vantage Bank Texas$840M0.1%2+605%
The First National Bank of Granbury$835M0.1%8+12%
United Texas Bank$791M0.1%3+1%
Titan Bank$772M0.1%1+63%
First National Bank Texas$763M0.1%87+13%
Glacier Bank$760M0.1%9+11%
MapleMark Bank$751M0.1%1+5%
First Horizon Bank$746M0.1%2+32%
Busey Bank$741M0.1%4+13%
Harmony Bank$708M0.1%12+25%
b1BANK$690M0.1%8+11%
Bank of the West$681M0.1%7+5%
First State Bank$669M0.1%8+20%
American Bank$660M0.1%3+302%
Monet Bank$653M0.1%2-28%
Legend Bank$632M0.1%10+44%
Grandview Bank$628M0.1%5+84%
BMO Bank$610M0.1%1+29%
Worthington Bank$589M0.1%5+55%
Ciera Bank$570M0.1%6+20%
NBT Financial Bank$540M0.1%6+64%
Third Coast Bank$538M0.1%3+210%
Dominion Bank$536M0.1%3+133%
American First National Bank$526M0.1%7+32%
BankUnited$506M0.1%1no 2021 presence
City Bank$501M0.1%3+22%
Trinity Bank$496M0.1%1+44%
Liberty Capital Bank$471M0.1%1+61%
VeraBank$467M0.1%5+2%
First National Bank and Trust Company of Weatherford$432M0.1%8+11%
American National Bank & Trust$426M0.1%6+169%
Investar Bank$388M0.1%5+18%
The City National Bank of Sulphur Springs$374M<0.1%2+18%
Texas Republic Bank$370M<0.1%5+22%
Southwestern National Bank$356M<0.1%3+26%
Trinity Capital Bank of Texas$355M<0.1%5+36%
HomeBank Texas$355M<0.1%3+47%
Texas Bank$354M<0.1%5+147%
Great Plains National Bank$352M<0.1%5+58%
Centennial Bank$340M<0.1%6-31%
Texas Regional Bank$324M<0.1%6-36%
Lakeside Bank$312M<0.1%2+84%
Farmers Bank & Trust Company$309M<0.1%2+93%
First National Bank of Omaha$308M<0.1%4+7%
Woodforest National Bank$281M<0.1%44-7%
Cathay Bank$268M<0.1%1+56%
Colonial Savings, F.A.$255M<0.1%7-70%
Shinhan Bank America$251M<0.1%1+340%
Bank of DeSoto$237M<0.1%1+6%
Texas Heritage National Bank$234M<0.1%2+272%
Golden Bank$234M<0.1%2+58%
First National Bank of Burleson$219M<0.1%20%
Security National Bank of Omaha$211M<0.1%2+557%
Blue Sky Bank$210M<0.1%2no 2021 presence
Commercial Bank of Texas$207M<0.1%5+93%
Legacy Bank & Trust Company$203M<0.1%3no 2021 presence
Cendera Bank$199M<0.1%2+83%
Muenster State Bank$192M<0.1%2+18%
The Community Bank$192M<0.1%2+49%
Bank of Hope$189M<0.1%1+6%
One World Bank$187M<0.1%3+89%
First Guaranty Bank$186M<0.1%4-22%
Hancock Whitney Bank$185M<0.1%7+40%
Method Bank$182M<0.1%1no 2021 presence
First Texoma National Bank$182M<0.1%4+2%
Cattlemens Bank$181M<0.1%2+40%
Lamar National Bank$179M<0.1%4+154%
Hanmi Bank$155M<0.1%3-12%
Clear Fork Bank$154M<0.1%2+285%
Fannin Bank$147M<0.1%2+25%
American Nation Bank$146M<0.1%3+40%
Shamrock Bank$145M<0.1%2+28%
Valliance Bank$138M<0.1%2+76%
Sanger Bank$136M<0.1%1+34%
Stellar Bank$131M<0.1%1+1,392%
First State Bank of Brownsboro$130M<0.1%3+13%
American Bank of Commerce$125M<0.1%2+151%
Commonwealth Business Bank$117M<0.1%2+74%
First-Citizens Bank & Trust Company$115M<0.1%2+4%
Commercial State Bank$114M<0.1%3+20%
First Mid Bank & Trust$112M<0.1%1+191%
Spectra Bank$111M<0.1%2+17%
Metro City Bank$109M<0.1%3+18%
Bank 7$109M<0.1%2+17%
Amarillo National Bank$108M<0.1%1+3%
PCB Bank$107M<0.1%2no 2021 presence
MidFirst Bank$104M<0.1%1+31%
First Bank$97M<0.1%2+17%
U.S. Bank$90M<0.1%2-33%
The Cowboy Bank of Texas$88M<0.1%1-4%
Woori America Bank$80M<0.1%1+296%
The First Bank of Celeste$76M<0.1%1+24%
UBank$72M<0.1%2no 2021 presence
Vision Bank$69M<0.1%1+35%
Liberty National Bank$68M<0.1%1no 2021 presence
Grand Bank$65M<0.1%1no 2021 presence
Pavillion Bank$64M<0.1%1-6%
Austin County State Bank$61M<0.1%1+323%
The First National Bank of Tom Bean$57M<0.1%1+55%
Cypress Bank, SSB$54M<0.1%1+30%
City National Bank$52M<0.1%1-5%
Broadway National Bank$52M<0.1%1no 2021 presence
Pilgrim Bank$51M<0.1%2+12%
Ameristate Bank$51M<0.1%2+15%
First Liberty Bank$49M<0.1%1no 2021 presence
Cornerstone Capital Bank, SSB$48M<0.1%1+8%
Community National Bank$47M<0.1%1no 2021 presence
Open Bank$44M<0.1%1+81%
Wallis Bank$40M<0.1%2+11%
The First National Bank of East Texas$38M<0.1%1no 2021 presence
International Bank of Commerce$36M<0.1%1+56%
Producer Bank of Texas$29M<0.1%1-7%
Chambers Bank$29M<0.1%1no 2021 presence
First State Bank$28M<0.1%2+1,039%
Herring Bank$27M<0.1%1-26%
The First National Bank of Lipan$23M<0.1%1-11%
R Bank$23M<0.1%1-5%
Graham Savings and Loan, SSB$22M<0.1%1+3%
Bank of Whittier$19M<0.1%1+115%
First Texas National Bank$13M<0.1%1no 2021 presence
Wellington State Bank$12M<0.1%1+383%
Security State Bank & Trust$9M<0.1%1no 2021 presence
Texana Bank$1M<0.1%1no 2021 presence
The Bankers Bank$0M0.0%1no 2021 presence
The First National Bank of Ballinger$0M0.0%1no 2021 presence
Citibank$0M0.0%1no 2021 presence
BNY Mellon$0M0.0%1no 2021 presence
CIBC National Trust Company$0M0.0%1no 2021 presence

The 185 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Dallas CountyTexas$311.7B2,661,39747.2%44.2%
Tarrant CountyTexas$139.9B2,248,46621.2%8.8%
Collin CountyTexas$95.0B1,297,17914.4%5.3%
Denton CountyTexas$50.2B1,069,3467.6%36.7%
Ellis CountyTexas$8.2B240,8671.2%0.5%
Johnson CountyTexas$7.1B218,0481.1%0.4%
Grayson CountyTexas$6.6B153,6131.0%0.5%
Rockwall CountyTexas$6.2B140,7380.9%0.4%
Parker CountyTexas$5.8B184,7670.9%0.5%
Hunt CountyTexas$5.3B123,3360.8%0.2%
Kaufman CountyTexas$5.3B209,2350.8%0.4%
Wise CountyTexas$3.3B83,7780.5%0.2%
Cooke CountyTexas$2.9B44,4610.4%0.2%
Hood CountyTexas$2.8B70,5010.4%0.2%
Henderson CountyTexas$2.1B88,5950.3%0.2%
Hopkins CountyTexas$2.1B39,0630.3%0.2%
Bryan CountyOklahoma$2.0B51,3670.3%0.5%
Navarro CountyTexas$1.9B57,1810.3%0.1%
Fannin CountyTexas$1.1B39,2650.2%0.1%
Palo Pinto CountyTexas$1.0B30,7910.2%0.2%

Recruiting in the Dallas-Fort Worth market

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Oklahoma and Texas

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.