Dallas-Fort Worth, TX-OK, a Combined Statistical Area, holds $682.3 billion in deposits across 189 insured institutions and 1,749 branches, ranking #7 of 293 U.S. markets by economic output. Charles Schwab Bank is the largest deposit holder at 30.7% share. The top three institutions hold 64.4% of deposits, which places the market in the concentrated band.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 1,790 in 2020 to 1,749 in 2025. Institutions: 186 to 189. Top-three share: 69.0% to 64.4%. Deposits per branch: $390M.
Institutions by deposits
The 189 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Dallas County | Texas | $311.7B | 2,661,397 | 47.2% | 42.0% |
| Tarrant County | Texas | $139.9B | 2,248,466 | 21.2% | 9.1% |
| Collin County | Texas | $95.0B | 1,297,179 | 14.4% | 5.9% |
| Denton County | Texas | $50.2B | 1,069,346 | 7.6% | 37.6% |
| Ellis County | Texas | $8.2B | 240,867 | 1.2% | 0.6% |
| Johnson County | Texas | $7.1B | 218,048 | 1.1% | 0.5% |
| Grayson County | Texas | $6.6B | 153,613 | 1.0% | 0.6% |
| Rockwall County | Texas | $6.2B | 140,738 | 0.9% | 0.4% |
| Parker County | Texas | $5.8B | 184,767 | 0.9% | 0.6% |
| Hunt County | Texas | $5.3B | 123,336 | 0.8% | 0.2% |
| Kaufman County | Texas | $5.3B | 209,235 | 0.8% | 0.4% |
| Wise County | Texas | $3.3B | 83,778 | 0.5% | 0.2% |
| Cooke County | Texas | $2.9B | 44,461 | 0.4% | 0.2% |
| Hood County | Texas | $2.8B | 70,501 | 0.4% | 0.3% |
| Henderson County | Texas | $2.1B | 88,595 | 0.3% | 0.2% |
| Hopkins County | Texas | $2.1B | 39,063 | 0.3% | 0.2% |
| Bryan County | Oklahoma | $2.0B | 51,367 | 0.3% | 0.6% |
| Navarro County | Texas | $1.9B | 57,181 | 0.3% | 0.2% |
| Fannin County | Texas | $1.1B | 39,265 | 0.2% | 0.1% |
| Palo Pinto County | Texas | $1.0B | 30,791 | 0.2% | 0.2% |
Recruiting in the Dallas-Fort Worth market
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
See how we help banks recruit commercial banking talent