Market Intelligence

Johnson County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Johnson County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $3.2B in deposits across 18 insured institutions and 36 branches. First Financial Bank is the largest deposit holder at 17.6% share. The top three institutions hold 50.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 52.2% since 2020 while the branch count fell by 1. It produces $7.1B of output, ranking #466 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$7.1B
#466 of 1,523
Total Deposits
$3.2B
#467 of 1,523
Population
218,048
#328 of 1,523
GDP per Capita
$32,685
#1,129 of 1,523
Insured Institutions
18
#264 of 1,523
Deposits per Branch
$90M
#736 of 1,523
Deposits per Capita
$14,903
#1,201 of 1,523
Branches per 100k Pop.
16.5
#1,209 of 1,523
Median Institution Size
$81M
Median deposits of the institutions operating in the county. #1,070 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
71.0%
of market deposits held by banks with $100M to $50B in assets. #662 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
50.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+52.2% over 5 years
$2.1B
2020
$2.5B
2021
$3.0B
2022
$2.9B
2023
$3.2B
2024
$3.2B
2025

Branches: 37 in 2020 to 36 in 2025. Institutions: 18 to 18. Top-three share: 54.8% to 50.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
First Financial Bank$570M17.6%5+63%
Wells Fargo Bank, National Association$549M16.9%4+14%
Grandview Bank$522M16.1%4+108%
Pinnacle Bank$483M14.9%6+43%
First National Bank of Burleson$234M7.2%2no 2020 presence
SouthState Bank, National Association$213M6.6%2+18%
JPMorgan Chase Bank, National Association$140M4.3%1+63%
NBT Financial Bank$95M2.9%1+42%
The American National Bank of Texas$94M2.9%1-32%
Citizens National Bank of Texas$68M2.1%2+46%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Dallas-Fort Worth market

Johnson County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 1.1% of the market’s output and holds 0.5% of its deposits.

MeasureJohnson CountyShare of Dallas-Fort Worth market
2024 GDP$7.1B1.1%
Deposits$3.2B0.5%
Population218,0482.4%

View the full Dallas-Fort Worth market profile →

Recruiting in Johnson County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnson County, on a retained basis.

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