Market Intelligence

Johnson County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Johnson County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $3.2B in deposits across 18 insured institutions and 36 branches. First Financial Bank is the largest deposit holder at 17.6% share. The top three banks hold 51% of deposits, which places the county in the Moderate band. Deposits have grown 52.2% since 2020 while the branch count fell by 2.7%. It produces $7.1B of output, ranking #466 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$7.1B
#466 of 1,523
Population
218,048
#328 of 1,523
GDP per Capita
$32,685
#1,129 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$3.2B
#467 of 1,523
Deposits per Capita
$14,903
#1,201 of 1,523
Deposits per Branch
$90M
#736 of 1,523
Competitive structure
Insured Institutions
18
#264 of 1,523
Branches per 100k Pop.
16.5
#1,209 of 1,523
Median Deposits per Institution
$81M
The median deposits booked by a single institution in the county. #1,070 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
77.6%
of county deposits held by banks with $100M to $100B in assets. #647 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
51%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+52.2% over 5 years
$2.1B
2020
$2.5B
2021
$3.0B
2022
$2.9B
2023
$3.2B
2024
$3.2B
2025

Branches: 37 in 2020 to 36 in 2025. Institutions: 18 to 18. Top-three share: 55% to 51%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First Financial Bank$570M17.6%5+63%
Wells Fargo Bank$549M16.9%4+14%
Grandview Bank$522M16.1%4+108%
Pinnacle Bank$483M14.9%6+43%
First National Bank of Burleson$234M7.2%2no 2020 presence
SouthState Bank$213M6.6%2+18%
JPMorgan Chase Bank$140M4.3%1+63%
NBT Financial Bank$95M2.9%1+42%
The American National Bank of Texas$94M2.9%1-32%
Citizens National Bank of Texas$68M2.1%2+46%
Simmons Bank$57M1.7%1+7%
Austin County State Bank$48M1.5%1+424%
Ciera Bank$48M1.5%1no 2020 presence
PNC Bank$39M1.2%1-2%
The First National Bank of Granbury$39M1.2%1+155%
Southside Bank$36M1.1%1+59%
First National Bank Texas$7M0.2%1+33%
Woodforest National Bank$7M0.2%1+29%

The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Johnson County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 1.1% of the market’s output and holds 0.5% of its deposits.

MeasureJohnson CountyShare of parent market
2024 GDP$7.1B1.1%
Deposits$3.2B0.5%
Population218,0482.4%

View the full Dallas-Fort Worth market profile →

Recruiting in Johnson County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnson County.

See how we help banks recruit commercial banking talent