Market Intelligence

Collin County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Dallas-Fort Worth, TX-OK › Collin County

Collin County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $39.8B in deposits across 70 insured institutions and 274 branches. JPMorgan Chase Bank is the largest deposit holder at 22.1% share. The top three banks hold 46% of deposits, which places the county in the Moderate band. Deposits have grown 1.4% since 2021 while the branch count rose by 6.6%. It produced $95.0B of real gross domestic product in 2024, ranking #48 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$95.0B
#48 of 1,523
Population
1,297,179
#33 of 1,523
GDP per Capita
$73,222
#169 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$39.8B
#73 of 1,523
Deposits per Capita
$30,666
#389 of 1,523
Deposits per Branch
$145M
#215 of 1,523
Competitive structure
Insured Institutions
70
#8 of 1,523
Branches per 100k Pop.
21.1
#925 of 1,523
Median Deposits per Institution
$133M
The median deposits booked by a single institution in the county. #641 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
43.3%
of county deposits held by banks with $100M to $100B in assets. #1,149 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
46%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+1.4% over 5 years
$39.2B
2021
$42.2B
2022
$40.1B
2023
$42.5B
2024
$40.2B
2025
$39.8B
2026

Branches: 257 in 2021 to 274 in 2026. Institutions: 64 to 70. Top-three share: 47% to 46%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$8.8B22.1%37+15%
Bank of America$5.4B13.5%20-6%
Wells Fargo Bank$4.3B10.9%23+14%
Prosperity Bank$3.2B8.0%16-37%
SouthState Bank$2.5B6.3%11-41%
PNC Bank$1.4B3.5%17+17%
Texas Capital Bank$993M2.5%1+40%
The American National Bank of Texas$833M2.1%5-15%
Truist Bank$741M1.9%8+145%
First United Bank and Trust Company$719M1.8%5+13%
Fifth Third Bank$716M1.8%10+61%
Capital One$654M1.6%2-23%
Bank OZK$595M1.5%5+48%
Texas Bank and Trust Company$541M1.4%2+191%
Frost Bank$519M1.3%11+88%
Monet Bank$515M1.3%1-35%
b1BANK$417M1.0%3+75%
North Dallas Bank & Trust Co.$415M1.0%2+17%
East West Bank$397M1.0%1+649%
The Huntington National Bank$393M1.0%7-29%
Benchmark Bank$360M0.9%1+46%
PlainsCapital Bank$346M0.9%4-43%
Origin Bank$340M0.9%2-51%
Farmers Bank & Trust Company$309M0.8%2+93%
BOKF$294M0.7%4-4%
Dominion Bank$293M0.7%2no 2021 presence
Inwood National Bank$286M0.7%1+16%
Texas Bank$274M0.7%3+91%
Cathay Bank$268M0.7%1+56%
Texas Republic Bank$260M0.7%3+10%
First National Bank of Omaha$222M0.6%3-7%
Southwestern National Bank$174M0.4%1+23%
American First National Bank$169M0.4%2+51%
Regions Bank$136M0.3%2+9%
Commercial Bank of Texas$135M0.3%3+169%
Legacy Bank & Trust Company$131M0.3%2no 2021 presence
Hancock Whitney Bank$119M0.3%2+56%
Lamar National Bank$115M0.3%3+174%
American Bank$100M0.3%1no 2021 presence
Golden Bank$95M0.2%1+71%
Valliance Bank$90M0.2%1+93%
Encore Bank$85M0.2%1no 2021 presence
City Bank$79M0.2%1-10%
Liberty National Bank$68M0.2%1no 2021 presence
Centennial Bank$59M0.1%1+10%
Sunflower Bank$58M0.1%2+832%
Susser Bank$56M0.1%1no 2021 presence
Great Plains National Bank$56M0.1%1+43%
Bank 7$56M0.1%1+511%
WaFd Bank$53M0.1%2+224%
Woodforest National Bank$51M0.1%11+4%
First Liberty Bank$49M0.1%1no 2021 presence
First-Citizens Bank & Trust Company$49M0.1%1+39%
Cornerstone Capital Bank, SSB$48M0.1%1+8%
UBank$48M0.1%1no 2021 presence
Third Coast Bank$48M0.1%1-23%
Community National Bank$47M0.1%1no 2021 presence
American Bank of Commerce$47M0.1%1no 2021 presence
Zions Bancorporation$46M0.1%1+1%
Simmons Bank$43M0.1%1-48%
Busey Bank$36M0.1%10%
First State Bank$28M0.1%1no 2021 presence
Community National Bank & Trust of Texas$27M0.1%1+27%
First Horizon Bank$21M0.1%1-79%
Alliance Bank$20M<0.1%1no 2021 presence
First National Bank Texas$19M<0.1%3-24%
First Guaranty Bank$14M<0.1%1-70%
First State Bank$8M<0.1%1no 2021 presence
Southside Bank$2M<0.1%1no 2021 presence
The Bankers Bank$0M0.0%1no 2021 presence

The 70 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Collin County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 14.4% of the market’s output and holds 5.3% of its deposits.

MeasureCollin CountyShare of parent market
2024 GDP$95.0B14.4%
Deposits$39.8B5.3%
Population1,297,17914.3%

View the full Dallas-Fort Worth market profile →

Recruiting in Collin County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Collin County.

See how we help banks recruit commercial banking talent

Other counties in the Dallas-Fort Worth market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.