Market Intelligence

Collin County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market Intelligence › Dallas-Fort Worth, TX-OK › Collin County

Collin County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $40.0B in deposits across 72 insured institutions and 264 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 21.1% share. The top three banks hold 45% of deposits, which places the county in the Moderate band. Deposits have grown 15.9% since 2020 while the branch count rose by 2.7%. It produces $95.0B of output, ranking #48 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$95.0B
#48 of 1,523
Population
1,297,179
#33 of 1,523
GDP per Capita
$73,222
#169 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$40.0B
#72 of 1,523
Deposits per Capita
$30,834
#354 of 1,523
Deposits per Branch
$152M
#193 of 1,523
Competitive structure
Insured Institutions
72
#6 of 1,523
Branches per 100k Pop.
20.4
#986 of 1,523
Median Deposits per Institution
$113M
The median deposits booked by a single institution in the county. #775 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
47.8%
of county deposits held by banks with $100M to $100B in assets. #1,126 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
45%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+15.9% over 5 years
$34.5B
2020
$39.2B
2021
$42.2B
2022
$40.1B
2023
$42.5B
2024
$40.0B
2025

Branches: 257 in 2020 to 264 in 2025. Institutions: 62 to 72. Top-three share: 46% to 45%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$8.4B21.1%34+38%
Bank of America$5.6B14.0%21+12%
Wells Fargo Bank$3.9B9.9%23+22%
Prosperity Bank$3.1B7.7%16-35%
SouthState Bank$2.5B6.1%11-42%
Monet Bank$2.1B5.1%1+89%
PNC Bank$1.3B3.4%14+17%
The American National Bank of Texas$810M2.0%4+35%
Texas Capital Bank$779M1.9%1+108%
Truist Bank$731M1.8%8+47%
Veritex Community Bank$696M1.7%3+103%
Capital One$662M1.7%3-30%
First United Bank and Trust Company$604M1.5%5+33%
Bank OZK$589M1.5%4+55%
Frost Bank$500M1.2%11+90%
North Dallas Bank & Trust Co.$430M1.1%2+31%
BOKF$426M1.1%4+59%
Comerica Bank$416M1.0%9+1%
b1BANK$414M1.0%3no 2020 presence
Origin Bank$350M0.9%2+10%
East West Bank$347M0.9%1+699%
Inwood National Bank$306M0.8%1+40%
PlainsCapital Bank$303M0.8%4-41%
Dominion Bank$298M0.7%1no 2020 presence
First National Bank of Omaha$281M0.7%3+5%
Texas Bank$276M0.7%3+185%
Farmers Bank & Trust Company$271M0.7%1+151%
Benchmark Bank$260M0.7%1+44%
Texas Republic Bank$253M0.6%3+21%
Cadence Bank$247M0.6%4+32%
Cathay Bank$211M0.5%1+87%
Texas Bank and Trust Company$205M0.5%1+38%
Hancock Whitney Bank$187M0.5%1+371%
American First National Bank$173M0.4%2+69%
Southwestern National Bank$148M0.4%1+26%
Regions Bank$114M0.3%2+80%
Legacy Bank & Trust Company$112M0.3%2no 2020 presence
Commercial Bank of Texas$112M0.3%3+151%
Lamar National Bank$99M0.2%3no 2020 presence
American Bank$99M0.2%1no 2020 presence
Peoples Bank$95M0.2%1no 2020 presence
Golden Bank$95M0.2%1+67%
City Bank$79M0.2%1+21%
Third Coast Bank$74M0.2%1+59%
Valliance Bank$71M0.2%1+9%
Encore Bank$64M0.2%1no 2020 presence
Centennial Bank$62M0.2%1no 2020 presence
Washington Federal Bank$58M0.1%2+248%
Simmons Bank$56M0.1%1+19%
Woodforest National Bank$53M0.1%11+29%
Great Plains National Bank$53M0.1%1+9%
Zions Bancorporation$52M0.1%1+13%
Liberty National Bank$50M0.1%1no 2020 presence
Sunflower Bank$47M0.1%1+2,502%
UMB Bank$46M0.1%1-27%
Bank 7$45M0.1%1+733%
First-Citizens Bank & Trust Company$45M0.1%1+34%
Busey Bank$44M0.1%1no 2020 presence
UBank$39M0.1%1no 2020 presence
Susser Bank$36M0.1%1no 2020 presence
First National Bank Texas$27M0.1%4+41%
First Liberty Bank$27M0.1%1no 2020 presence
First Horizon Bank$27M0.1%1-69%
Community National Bank & Trust of Texas$25M0.1%1no 2020 presence
First State Bank$20M0.1%1no 2020 presence
First Guaranty Bank$17M<0.1%1-53%
Alliance Bank$13M<0.1%1no 2020 presence
American Bank of Commerce$12M<0.1%1no 2020 presence
First State Bank$12M<0.1%1no 2020 presence
First Foundation Bank$11M<0.1%1no 2020 presence
Southside Bank$5M<0.1%1no 2020 presence
The Bankers Bank$0M0.0%1no 2020 presence

The 72 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Collin County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 14.4% of the market’s output and holds 5.9% of its deposits.

MeasureCollin CountyShare of parent market
2024 GDP$95.0B14.4%
Deposits$40.0B5.9%
Population1,297,17914.3%

View the full Dallas-Fort Worth market profile →

Recruiting in Collin County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Collin County.

See how we help banks recruit commercial banking talent

Other counties in the Dallas-Fort Worth market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.