Market Intelligence

Parker County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Parker County, Texas, a county in the Dallas-Fort Worth, TX-OK market, holds $3.9B in deposits across 20 insured institutions and 36 branches. First Financial Bank is the largest deposit holder at 25.9% share. The top three banks hold 51% of deposits, which places the county in the Moderate band. Deposits have grown 33.0% since 2020 while the branch count fell by 2.7%. It produces $5.8B of output, ranking #538 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$5.8B
#538 of 1,523
Population
184,767
#379 of 1,523
GDP per Capita
$31,621
#1,176 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$3.9B
#411 of 1,523
Deposits per Capita
$21,106
#827 of 1,523
Deposits per Branch
$108M
#492 of 1,523
Competitive structure
Insured Institutions
20
#218 of 1,523
Branches per 100k Pop.
19.5
#1,040 of 1,523
Median Deposits per Institution
$120M
The median deposits booked by a single institution in the county. #727 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
82.2%
of county deposits held by banks with $100M to $100B in assets. #562 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
51%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+33.0% over 5 years
$2.9B
2020
$3.3B
2021
$3.7B
2022
$3.6B
2023
$3.7B
2024
$3.9B
2025

Branches: 37 in 2020 to 36 in 2025. Institutions: 21 to 20. Top-three share: 50% to 51%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First Financial Bank$1.0B25.9%6+72%
PlainsCapital Bank$564M14.5%2+21%
First National Bank and Trust Company of Weatherford$418M10.7%5+41%
PNC Bank$324M8.3%3-23%
TexasBank$275M7.1%2no 2020 presence
JPMorgan Chase Bank$211M5.4%1+53%
Pinnacle Bank$187M4.8%1+81%
Wells Fargo Bank$158M4.0%1+31%
Community National Bank & Trust of Texas$148M3.8%1+70%
Prosperity Bank$126M3.2%2+38%
NBT Financial Bank$113M2.9%2+117%
Grandview Bank$75M1.9%1+1,508%
Southside Bank$69M1.8%1+26%
Ciera Bank$65M1.7%1+54%
First Bank$49M1.3%1+369%
The Community Bank$35M0.9%1+190%
Citizens National Bank of Texas$24M0.6%1+63%
Herring Bank$22M0.6%1+12%
First National Bank Texas$15M0.4%2+20%
InterBank$13M0.3%1+7%

The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Parker County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 0.9% of the market’s output and holds 0.6% of its deposits.

MeasureParker CountyShare of parent market
2024 GDP$5.8B0.9%
Deposits$3.9B0.6%
Population184,7672.0%

View the full Dallas-Fort Worth market profile →

Recruiting in Parker County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Parker County.

See how we help banks recruit commercial banking talent