Market Intelligence

Parker County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Parker County, Texas, a county in the Dallas-Fort Worth, TX-OK market, holds $4.0B in deposits across 21 insured institutions and 38 branches. First Financial Bank is the largest deposit holder at 23.1% share. The top three banks hold 48% of deposits, which places the county in the Moderate band. Deposits have grown 20.2% since 2021 while the branch count rose by 8.6%. It produced $5.8B of real gross domestic product in 2024, ranking #538 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$5.8B
#538 of 1,523
Population
184,767
#379 of 1,523
GDP per Capita
$31,621
#1,176 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$4.0B
#406 of 1,523
Deposits per Capita
$21,698
#816 of 1,523
Deposits per Branch
$105M
#556 of 1,523
Competitive structure
Insured Institutions
21
#201 of 1,523
Branches per 100k Pop.
20.6
#960 of 1,523
Median Deposits per Institution
$115M
The median deposits booked by a single institution in the county. #798 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
79.6%
of county deposits held by banks with $100M to $100B in assets. #589 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
48%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+20.2% over 5 years
$3.3B
2021
$3.7B
2022
$3.6B
2023
$3.7B
2024
$4.0B
2025
$4.0B
2026

Branches: 35 in 2021 to 38 in 2026. Institutions: 21 to 21. Top-three share: 50% to 48%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First Financial Bank$928M23.1%6+35%
PlainsCapital Bank$622M15.5%2+16%
First National Bank and Trust Company of Weatherford$377M9.4%5+12%
PNC Bank$315M7.9%3-26%
Wells Fargo Bank$260M6.5%2+138%
TexasBank$253M6.3%2-41%
JPMorgan Chase Bank$236M5.9%1+52%
Pinnacle Bank$198M4.9%1+69%
Prosperity Bank$147M3.7%2+31%
Community National Bank & Trust of Texas$133M3.3%1+50%
NBT Financial Bank$115M2.9%2+71%
Grandview Bank$79M2.0%1+371%
Southside Bank$74M1.8%1+22%
Ciera Bank$71M1.8%1+47%
First Bank$52M1.3%1+170%
The Community Bank$43M1.1%1+145%
Citizens National Bank of Texas$42M1.0%1+84%
Herring Bank$27M0.7%1+12%
First National Bank Texas$17M0.4%2+17%
InterBank$15M0.4%1+3%
Bank of America$6M0.1%1no 2021 presence

The 21 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Parker County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 0.9% of the market’s output and holds 0.5% of its deposits.

MeasureParker CountyShare of parent market
2024 GDP$5.8B0.9%
Deposits$4.0B0.5%
Population184,7672.0%

View the full Dallas-Fort Worth market profile →

Recruiting in Parker County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Parker County.

See how we help banks recruit commercial banking talent