Market Intelligence

Hunterdon County, NJ

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Hunterdon County, New Jersey, a county in the New York-Newark, NY-NJ-CT-PA market, holds $6.0B in deposits across 14 insured institutions and 30 branches. TD Bank is the largest deposit holder at 25.3% share. The top three banks hold 54% of deposits, which places the county in the Moderate band. Deposits have fallen 2.6% since 2021 while the branch count fell by 23.1%. It produced $7.9B of real gross domestic product in 2024, ranking #427 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$7.9B
#427 of 1,523
Population
131,781
#499 of 1,523
GDP per Capita
$59,637
#358 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$6.0B
#299 of 1,523
Deposits per Capita
$45,898
#125 of 1,523
Deposits per Branch
$202M
#107 of 1,523
Competitive structure
Insured Institutions
14
#416 of 1,523
Branches per 100k Pop.
22.8
#837 of 1,523
Median Deposits per Institution
$214M
The median deposits booked by a single institution in the county. #312 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
37.1%
of county deposits held by banks with $100M to $100B in assets. #1,232 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
54%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-2.6% over 5 years
$6.2B
2021
$6.5B
2022
$6.1B
2023
$6.0B
2024
$6.0B
2025
$6.0B
2026

Branches: 39 in 2021 to 30 in 2026. Institutions: 16 to 14. Top-three share: 50% to 54%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
TD Bank$1.5B25.3%4+7%
PNC Bank$888M14.7%3+8%
Unity Bank$839M13.9%3+32%
Bank of America$718M11.9%2-18%
Peapack Private Bank & Trust$459M7.6%30%
Wells Fargo Bank$300M5.0%2-34%
Fulton Bank$217M3.6%1+12%
JPMorgan Chase Bank$211M3.5%2+47%
Provident Bank$195M3.2%1-7%
Northfield Bank$182M3.0%3-3%
First Bank$153M2.5%1+4%
Citizens Bank$153M2.5%2-54%
Somerset Regal Bank$139M2.3%2+14%
The Bank of Princeton$61M1.0%1-10%

The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the New York-Newark market

Hunterdon County is one of 30 counties that make up the New York-Newark, NY-NJ-CT-PA market, a Combined Statistical Area (ranked #1 of 293 U.S. markets by economic output). It produces 0.4% of the market’s output and holds 0.2% of its deposits.

MeasureHunterdon CountyShare of parent market
2024 GDP$7.9B0.4%
Deposits$6.0B0.2%
Population131,7810.6%

View the full New York-Newark market profile →

Recruiting in Hunterdon County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hunterdon County.

See how we help banks recruit commercial banking talent