Limestone County, Alabama, a core county of the Huntsville-Decatur-Albertville, AL-TN market, holds $1.4B in deposits across 12 insured institutions and 19 branches. First National Bank of Pulaski is the largest deposit holder at 23.2% share. The top three banks hold 61% of deposits, which places the county in the Concentrated band. Deposits have grown 41.6% since 2021 while the branch count rose by 5.6%. It produced $5.5B of real gross domestic product in 2024, ranking #559 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 18 in 2021 to 19 in 2026. Institutions: 11 to 12. Top-three share: 64% to 61%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| First National Bank of Pulaski | $334M | 23.2% | +45% |
| Regions Bank | $295M | 20.5% | +9% |
| Trustmark Bank | $245M | 17.0% | +65% |
| Bank Independent | $194M | 13.5% | +35% |
| PNC Bank | $135M | 9.4% | -21% |
| Pinnacle Bank | $104M | 7.3% | no 2021 presence |
| Bryant Bank | $48M | 3.3% | no 2021 presence |
| First Metro Bank | $27M | 1.9% | +22% |
| North Alabama Bank | $24M | 1.7% | +172% |
| Citizens Bank & Trust | $19M | 1.3% | +21% |
| First State Bank of the South, Inc. | $12M | 0.8% | +248% |
| Woodforest National Bank | $2M | 0.2% | +25% |
The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Huntsville-Decatur-Albertville market
Limestone County is one of 7 counties that make up the Huntsville-Decatur-Albertville, AL-TN market, a Combined Statistical Area (ranked #70 of 293 U.S. markets by economic output). It produces 10.4% of the market’s output and holds 7.0% of its deposits.
| Measure | Limestone County | Share of parent market |
|---|---|---|
| 2024 GDP | $5.5B | 10.4% |
| Deposits | $1.4B | 7.0% |
| Population | 122,928 | 13.2% |
View the full Huntsville-Decatur-Albertville market profile →
Recruiting in Limestone County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Limestone County.
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