OceanFirst Bank holds $10.4B in deposits across 14 counties in 2 ranked markets and 3 states. Its deposit footprint is highly concentrated: the top three counties (Ocean County, Monmouth County, Atlantic County) hold 69% of its deposits, and New Jersey accounts for 94% of the total. It ranks among the three largest institutions in 4 of the 14 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Ocean County, NJ | $3.5B | 33.8% | 14.8% | 11 |
| 2. | Monmouth County, NJ | $1.9B | 18.3% | 6.3% | 6 |
| 3. | Atlantic County, NJ | $1.7B | 16.6% | 23.7% | 6 |
| 4. | Cumberland County, NJ | $1.1B | 11.0% | 24.0% | 3 |
| 5. | Cape May County, NJ | $620M | 6.0% | 15.5% | 3 |
| 6. | New York County, NY | $303M | 2.9% | 0.0% | 2 |
| 7. | Burlington County, NJ | $266M | 2.6% | 1.9% | 1 |
| 8. | Gloucester County, NJ | $218M | 2.1% | 2.4% | 1 |
| 9. | Bronx County, NY | $190M | 1.8% | 1.1% | 2 |
| 10. | Mercer County, NJ | $173M | 1.7% | 0.8% | 1 |
| 11. | Union County, NJ | $154M | 1.5% | 0.6% | 1 |
| 12. | Philadelphia County, PA | $80M | 0.8% | 0.1% | 1 |
| 13. | Westchester County, NY | $66M | 0.6% | 0.0% | 1 |
| 14. | Middlesex County, NJ | $36M | 0.3% | 0.1% | 2 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.