Ocala, FL holds $7.4 billion in deposits across 22 insured institutions and 66 branches, ranking #165 of 293 U.S. markets by economic output. Truist Bank is the largest deposit holder at 17.9% share. The top three institutions hold 44.8% of deposits, which places the market in the fragmented band. Deposits have grown 14% since 2020 while the branch count fell by 6.
Deposit trend
Branches: 72 in 2020 to 66 in 2025. Institutions: 20 to 22. Top-three share: 49.6% to 44.8%. Deposits per branch: $112M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Truist Bank | 1.3B | 17.9% | +0% |
| Wells Fargo Bank | 1.0B | 13.8% | +23% |
| Bank of America | 1.0B | 13.0% | -9% |
| Regions Bank | 1.0B | 12.9% | +26% |
| SouthState Bank | 0.6B | 7.7% | +20% |
| JPMorgan Chase Bank | 0.5B | 6.1% | +215% |
| Bank OZK | 0.4B | 5.1% | +109% |
| Citizens First Bank | 0.4B | 4.7% | +92% |
| Seacoast National Bank | 0.2B | 2.4% | new since 2020 |
| Ameris Bank | 0.2B | 2.3% | +23% |
The 10 largest of 22 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Marion County | Florida | $13,571M | 442,660 | 100.0% |
Recruiting in Ocala
No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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