Ocala, FL, a Metropolitan Statistical Area, holds $7.6 billion in deposits across 21 insured institutions and 68 branches, and ranks #165 of 293 U.S. markets by economic output. Truist Bank is the largest deposit holder at 16.4% share. The top three banks hold 45% of deposits, which places the market in the Moderate band.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 65 in 2021 to 68 in 2026. Institutions: 19 to 21. Top-three share: 49% to 45%. Average deposits per branch: $112M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Truist Bank | $1.2B | 16.4% | -19% |
| Bank of America | $1.1B | 14.8% | -4% |
| Wells Fargo Bank | $1.0B | 13.6% | +6% |
| Regions Bank | $950M | 12.5% | +11% |
| SouthState Bank | $640M | 8.4% | +7% |
| JPMorgan Chase Bank | $488M | 6.4% | +128% |
| Seacoast National Bank | $472M | 6.2% | +43% |
| Bank OZK | $362M | 4.8% | +92% |
| PNC Bank | $167M | 2.2% | -80% |
| Renasant Bank | $153M | 2.0% | -14% |
| Ameris Bank | $145M | 1.9% | -8% |
| Brannen Bank | $141M | 1.9% | +51% |
| Gulf Atlantic Bank | $132M | 1.7% | no 2021 presence |
| TD Bank | $109M | 1.4% | -2% |
| First Federal Bank | $101M | 1.3% | -25% |
| Fifth Third Bank | $83M | 1.1% | no 2021 presence |
| Cogent Bank | $81M | 1.1% | no 2021 presence |
| Mainstreet Community Bank of Florida | $68M | 0.9% | +78% |
| The Huntington National Bank | $48M | 0.6% | -19% |
| Millennium Bank | $33M | 0.4% | +27% |
| Gala Bank | $23M | 0.3% | no 2021 presence |
The 21 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Marion County | Florida | $13.6B | 442,660 | 100.0% | 100.0% |
Recruiting in the Ocala market
No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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