Market Intelligence

Dickson County, TN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Dickson County, Tennessee, a county in the Nashville-Davidson--Murfreesboro, TN market, holds $1.5B in deposits across 9 insured institutions and 20 branches. First Federal Bank is the largest deposit holder at 30.3% share. The top three institutions hold 63.3% of deposits, which places the county in the concentrated band. Deposits have grown 31.7% since 2020. It produces $2.3B of output, ranking #876 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.3B
#876 of 1,523
Total Deposits
$1.5B
#749 of 1,523
Population
58,662
#852 of 1,523
GDP per Capita
$39,518
#917 of 1,523
Insured Institutions
9
#758 of 1,523
Deposits per Branch
$77M
#951 of 1,523
Deposits per Capita
$26,416
#535 of 1,523
Branches per 100k Pop.
34.1
#351 of 1,523
Median Institution Size
$126M
Median deposits of the institutions operating in the county. #679 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
78.6%
of market deposits held by banks with $100M to $50B in assets. #525 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
63.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+31.7% over 5 years
$1.2B
2020
$1.3B
2021
$1.4B
2022
$1.5B
2023
$1.5B
2024
$1.5B
2025

Branches: 20 in 2020 to 20 in 2025. Institutions: 9 to 9. Top-three share: 66.6% to 63.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
First Federal Bank$470M30.3%7+45%
TriStar Bank$256M16.5%3+9%
Bank of Dickson$255M16.4%4+13%
FirstBank$133M8.6%1+90%
U.S. Bank National Association$126M8.1%1+61%
Regions Bank$104M6.7%1+52%
Pinnacle Bank$102M6.6%1+27%
F&M Bank$75M4.8%1+73%
Traditions First Bank$29M1.9%1-44%

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Nashville-Davidson--Murfreesboro market

Dickson County is one of 20 counties that make up the Nashville-Davidson--Murfreesboro, TN market, a Combined Statistical Area (ranked #28 of 293 U.S. markets by economic output). It produces 1.2% of the market’s output and holds 1.5% of its deposits.

MeasureDickson CountyShare of Nashville-Davidson--Murfreesboro market
2024 GDP$2.3B1.2%
Deposits$1.5B1.5%
Population58,6622.4%

View the full Nashville-Davidson--Murfreesboro market profile →

Recruiting in Dickson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dickson County, on a retained basis.

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