Market Intelligence

Delaware County, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Delaware County, Ohio, a core county of the Columbus-Marion-Zanesville, OH market, holds $6.9B in deposits across 17 insured institutions and 57 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 26.3% share. The top three institutions hold 58.7% of deposits, which places the county in the moderately concentrated band. Deposits have grown 45.3% since 2020 while the branch count fell by 3. It produces $15.4B of output, ranking #262 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$15.4B
#262 of 1,523
Total Deposits
$6.9B
#261 of 1,523
Population
242,032
#300 of 1,523
GDP per Capita
$63,704
#285 of 1,523
Insured Institutions
17
#286 of 1,523
Deposits per Branch
$121M
#370 of 1,523
Deposits per Capita
$28,600
#445 of 1,523
Branches per 100k Pop.
23.6
#802 of 1,523
Median Institution Size
$139M
Median deposits of the institutions operating in the county. #585 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
24.6%
of market deposits held by banks with $100M to $50B in assets. #1,310 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
58.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+45.3% over 5 years
$4.8B
2020
$5.6B
2021
$6.0B
2022
$6.0B
2023
$6.4B
2024
$6.9B
2025

Branches: 60 in 2020 to 57 in 2025. Institutions: 14 to 17. Top-three share: 63.2% to 58.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
JPMorgan Chase Bank, National Association$1.8B26.3%8+27%
The Huntington National Bank$1.3B19.3%9+66%
PNC Bank, National Association$910M13.2%6+48%
Fifth Third Bank, National Association$811M11.7%5+37%
First Commonwealth Bank$762M11.0%10-1%
Buckeye State Bank$243M3.5%1+265%
CFBank, National Association$195M2.8%1no 2020 presence
KeyBank National Association$158M2.3%3-4%
U.S. Bank National Association$139M2.0%2+59%
The Richwood Banking Company$138M2.0%1+80%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Columbus-Marion-Zanesville market

Delaware County is one of 18 counties that make up the Columbus-Marion-Zanesville, OH market, a Combined Statistical Area (ranked #31 of 293 U.S. markets by economic output). It produces 8.9% of the market’s output and holds 5.4% of its deposits.

MeasureDelaware CountyShare of Columbus-Marion-Zanesville market
2024 GDP$15.4B8.9%
Deposits$6.9B5.4%
Population242,0328.9%

View the full Columbus-Marion-Zanesville market profile →

Recruiting in Delaware County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Delaware County, on a retained basis.

Start a confidential conversation