Market Intelligence

Columbus-Marion-Zanesville, OH

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Columbus-Marion-Zanesville, OH

Columbus-Marion-Zanesville, OH, a Combined Statistical Area, holds $133.8 billion in deposits across 67 insured institutions and 607 branches, and ranks #31 of 293 U.S. markets by economic output. The Huntington National Bank is the largest deposit holder at 39.7% share. The top three banks hold 65% of deposits, which places the market in the Concentrated band. Deposits have grown 25.7% since 2021 while the branch count fell by 6.2%.

Economic scale
2024 Real GDP
$173.5B
#31 of 293
Population
2.71M
#29 of 293
GDP per Capita
$64,008
#62 of 293
Deposit market
Deposits (SOD, 6/30/26)
$133.8B
#25 of 293
Deposits per Capita
$49,366
#24 of 293
Deposits per Branch
$220M
#33 of 293
Competitive structure
Insured Institutions
67
#22 of 293
Branches per 100k Pop.
22.4
#173 of 293
Median Deposits per Institution
$238M
The median deposits booked by a single institution in the market. #122 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
19.2%
of market deposits held by banks with $100M to $100B in assets. #280 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
65%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) +25.7% over 5 years
$106.5B
2021
$109.3B
2022
$112.6B
2023
$113.7B
2024
$127.6B
2025
$133.8B
2026

Branches: 647 in 2021 to 607 in 2026. Institutions: 73 to 67. Top-three share: 66% to 65%. Average deposits per branch: $220M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
The Huntington National Bank$53.1B39.7%77+54%
JPMorgan Chase Bank$25.0B18.7%67-3%
PNC Bank$9.4B7.0%48-7%
Bank of America$9.2B6.9%17+83%
Fifth Third Bank$7.1B5.3%46-7%
The Park National Bank$4.4B3.3%36+1%
Erebor Bank$4.1B3.0%1no 2021 presence
U.S. Bank$2.3B1.8%33+12%
KeyBank$1.9B1.4%22-20%
German American Bank$1.3B1.0%19+9%
WesBanco Bank, Inc.$1.2B0.9%13+15%
The Vinton County National Bank$1.1B0.8%14+26%
CFBank$1.1B0.8%2+122%
The Richwood Banking Company$973M0.7%7+20%
First Commonwealth Bank$908M0.7%13+21%
Union Savings Bank$755M0.6%9+30%
Peoples Bank$715M0.5%12+9%
First Merchants Bank$647M0.5%9-16%
The Community Bank$600M0.4%10+21%
Kingston National Bank$536M0.4%6+32%
The Merchants National Bank$484M0.4%6-6%
First Financial Bank$468M0.3%4-20%
The Savings Bank$450M0.3%6-2%
Ohio State Bank$405M0.3%2+104%
Buckeye State Bank$403M0.3%5+81%
CNB Bank$347M0.3%5-6%
North Valley Bank$341M0.3%9+9%
United Midwest Savings Bank$340M0.3%50%
The Hocking Valley Bank$312M0.2%5+7%
The Fahey Banking Company$306M0.2%2+34%
Peoples State Bank$257M0.2%6+25%
First Federal Savings and Loan Association$251M0.2%5+27%
Fairfield Federal Savings and Loan Association of Lancaster$247M0.2%30%
Riverside Bank of Dublin$238M0.2%3+1,230%
First Bank of Central Ohio$232M0.2%3+2,450%
The Farmers National Bank of Canfield$224M0.2%8-16%
LCNB National Bank$217M0.2%5-23%
Civista Bank$206M0.2%5+14%
The Union Bank Company$188M0.1%2+7%
Citizens Federal Savings and Loan Association$161M0.1%1+9%
S&T Bank$160M0.1%1+15%
The State Bank and Trust Company$116M0.1%1+47%
Adelphi Bank$104M0.1%1no 2021 presence
The First Citizens National Bank of Upper Sandusky$104M0.1%4+94%
Fidelity Federal Savings and Loan Association of Delaware$99M0.1%2-7%
The Killbuck Savings Bank Company$93M0.1%2+39%
First State Bank$81M0.1%1+30%
The First National Bank of McConnelsville$77M0.1%4+3%
Unified Bank$77M0.1%4+7%
The Peoples Savings and Loan Company$64M<0.1%1+31%
The Peoples Bank$54M<0.1%2-6%
First Federal Bank of Ohio$51M<0.1%2-8%
First Bank Richmond$51M<0.1%1no 2021 presence
The Farmers Bank and Savings Company$47M<0.1%1+49%
The Union Banking Company$45M<0.1%2+4%
Woodforest National Bank$43M<0.1%15+9%
Fortuna Bank$38M<0.1%1no 2021 presence
The Home Loan Savings Bank$30M<0.1%2+61%
The Citizens National Bank of McConnelsville$29M<0.1%1-13%
Osgood Bank$26M<0.1%1+20%
First Federal Community Bank of Bucyrus$19M<0.1%1+11%
First Federal Savings and Loan Association of Lakewood$17M<0.1%1+62%
First Federal Savings and Loan Association$17M<0.1%1-16%
The Citizens National Bank of Woodsfield$12M<0.1%1+28%
The Waterford Commercial and Savings Bank$8M<0.1%1-4%
First Bank of Ohio$2M<0.1%1-57%
Nationwide Trust Company, FSB$0M<0.1%10%

The 67 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Franklin CountyOhio$111.9B1,361,53664.5%79.0%
Delaware CountyOhio$15.4B242,0328.9%5.4%
Licking CountyOhio$8.5B185,5644.9%2.8%
Fairfield CountyOhio$5.2B169,7523.0%2.6%
Union CountyOhio$5.0B73,4462.9%1.0%
Muskingum CountyOhio$4.0B87,0142.3%1.6%
Guernsey CountyOhio$3.1B38,3791.8%0.7%
Ross CountyOhio$3.1B76,4291.8%1.0%
Marion CountyOhio$2.7B65,1151.6%0.9%
Knox CountyOhio$2.3B64,0021.3%0.9%
Madison CountyOhio$2.3B46,9851.3%0.5%
Logan CountyOhio$2.2B46,3021.3%0.7%
Athens CountyOhio$2.1B63,1971.2%0.7%
Pickaway CountyOhio$1.9B62,9781.1%0.8%
Fayette CountyOhio$1.6B28,5520.9%0.5%
Perry CountyOhio$698M35,9180.4%0.4%
Morrow CountyOhio$697M36,3050.4%0.3%
Hocking CountyOhio$635M27,5120.4%0.4%

Recruiting in the Columbus-Marion-Zanesville market

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Ohio

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.