Market Intelligence

Columbus-Marion-Zanesville, OH

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Columbus-Marion-Zanesville, OH

Columbus-Marion-Zanesville, OH, a Combined Statistical Area, holds $127.6 billion in deposits across 65 insured institutions and 606 branches, ranking #31 of 293 U.S. markets by economic output. The Huntington National Bank is the largest deposit holder at 41.7% share. The top three institutions hold 68.9% of deposits, which places the market in the concentrated band. Deposits have grown 38.9% since 2020 while the branch count fell by 11.9%.

Economic scale
2024 Real GDP
$173.5B
#31 of 293
Population
2.71M
#29 of 293
GDP per Capita
$64,008
#62 of 293
Deposit market
Total Deposits
$127.6B
#25 of 293
Deposits per Capita
$47,067
#23 of 293
Deposits per Branch
$211M
#33 of 293
Competitive structure
Insured Institutions
65
#22 of 293
Branches per 100k Pop.
22.4
#172 of 293
Median Deposits per Institution
$244M
The median deposits booked by a single institution in the market. #116 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
16.5%
of market deposits held by banks with $100M to $50B in assets. #274 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
68.9%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +38.9% over 5 years
$91.9B
2020
$106.5B
2021
$109.3B
2022
$112.6B
2023
$113.7B
2024
$127.6B
2025

Branches: 688 in 2020 to 606 in 2025. Institutions: 71 to 65. Top-three share: 64.0% to 68.9%. Deposits per branch: $211M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
The Huntington National Bank$53.2B41.7%77+81%
JPMorgan Chase Bank$25.2B19.8%65+21%
PNC Bank$9.5B7.4%49+9%
Fifth Third Bank$7.2B5.7%46+7%
Bank of America$7.2B5.6%17+41%
The Park National Bank$4.3B3.4%36+2%
U.S. Bank$2.3B1.8%33+7%
KeyBank$1.8B1.4%22-2%
German American Bank$1.4B1.1%19no 2020 presence
CFBank$1.1B0.9%2+212%
WesBanco Bank, Inc.$1.1B0.9%16+53%
The Vinton County National Bank$1.1B0.8%14+37%
The Richwood Banking Company$981M0.8%7+70%
First Commonwealth Bank$867M0.7%13+4%
Union Savings Bank$715M0.6%9+26%
Peoples Bank$673M0.5%12+17%
First Merchants Bank$660M0.5%9-16%
The Community Bank$615M0.5%10+39%
Kingston National Bank$523M0.4%6+47%
The Merchants National Bank$499M0.4%6+11%
First Financial Bank$442M0.3%4-17%
The Savings Bank$439M0.3%6+40%
Ohio State Bank$383M0.3%2+294%
Buckeye State Bank$357M0.3%5+275%
North Valley Bank$344M0.3%10+72%
CNB Bank$335M0.3%5+9%
United Midwest Savings Bank$322M0.3%5+57%
The Hocking Valley Bank$307M0.2%5+17%
The Fahey Banking Company$294M0.2%2+24%
Peoples State Bank$253M0.2%6+72%
First Federal Savings and Loan Association$252M0.2%5+37%
The Middlefield Banking Company$247M0.2%8+94%
Fairfield Federal Savings and Loan Association of Lancaster$244M0.2%3+1%
LCNB National Bank$222M0.2%5-25%
Riverside Bank of Dublin$207M0.2%2no 2020 presence
Civista Bank$195M0.2%5+22%
First Bank of Central Ohio$183M0.1%2no 2020 presence
Citizens Federal Savings and Loan Association$162M0.1%1+18%
The Union Bank Company$157M0.1%2-5%
S&T Bank$128M0.1%1+16%
The First Citizens National Bank of Upper Sandusky$102M0.1%4+141%
The State Bank and Trust Company$101M0.1%1+41%
Fidelity Federal Savings and Loan Association of Delaware$96M0.1%2+6%
The Killbuck Savings Bank Company$84M0.1%2+44%
The First National Bank of McConnelsville$83M0.1%4+33%
First State Bank$75M0.1%1+38%
Unified Bank$72M0.1%4+10%
Adelphi Bank$67M0.1%1no 2020 presence
The Peoples Savings and Loan Company$62M0.0%1+48%
First Federal Bank of Ohio$54M0.0%2+13%
The Peoples Bank$53M0.0%2-3%
Osgood Bank$47M0.0%1+76%
The Farmers Bank and Savings Company$44M0.0%1no 2020 presence
The Union Banking Company$42M0.0%2+5%
Woodforest National Bank$41M0.0%15+20%
The Citizens National Bank of McConnelsville$31M0.0%1+9%
First Federal Community Bank of Bucyrus$26M0.0%1+76%
The Home Loan Savings Bank$26M0.0%2+49%
Fortuna Bank$23M0.0%1no 2020 presence
First Federal Savings and Loan Association of Lakewood$19M0.0%1+217%
First Federal Savings and Loan Association$17M0.0%1-9%
The Citizens National Bank of Woodsfield$11M0.0%1+24%
The Waterford Commercial and Savings Bank$7M0.0%1+1%
First Bank of Ohio$2M0.0%1-47%
Nationwide Trust Company, FSB$0M0.0%10%

The 65 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Franklin CountyOhio$111.9B1,361,53664.5%78.6%
Delaware CountyOhio$15.4B242,0328.9%5.4%
Licking CountyOhio$8.5B185,5644.9%2.9%
Fairfield CountyOhio$5.2B169,7523.0%2.6%
Union CountyOhio$5.0B73,4462.9%1.1%
Muskingum CountyOhio$4.0B87,0142.3%1.6%
Guernsey CountyOhio$3.1B38,3791.8%0.7%
Ross CountyOhio$3.1B76,4291.8%1.0%
Marion CountyOhio$2.7B65,1151.6%1.0%
Knox CountyOhio$2.3B64,0021.3%0.8%
Madison CountyOhio$2.3B46,9851.3%0.5%
Logan CountyOhio$2.2B46,3021.3%0.8%
Athens CountyOhio$2.1B63,1971.2%0.7%
Pickaway CountyOhio$1.9B62,9781.1%0.8%
Fayette CountyOhio$1.6B28,5520.9%0.5%
Perry CountyOhio$698M35,9180.4%0.4%
Morrow CountyOhio$697M36,3050.4%0.3%
Hocking CountyOhio$635M27,5120.4%0.4%

Recruiting in the Columbus-Marion-Zanesville market

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Ohio

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.