Market Intelligence

Douglas County, GA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Douglas County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $2.3B in deposits across 13 insured institutions and 21 branches. ServisFirst Bank is the largest deposit holder at 13.9% share. The top three banks hold 39% of deposits, which places the county in the Fragmented band. Deposits have grown 9.8% since 2020 while the branch count fell by 22.2%. It produces $6.1B of output, ranking #520 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$6.1B
#520 of 1,523
Population
154,293
#457 of 1,523
GDP per Capita
$39,660
#912 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$2.3B
#595 of 1,523
Deposits per Capita
$15,099
#1,187 of 1,523
Deposits per Branch
$111M
#456 of 1,523
Competitive structure
Insured Institutions
13
#453 of 1,523
Branches per 100k Pop.
13.6
#1,359 of 1,523
Median Deposits per Institution
$182M
The median deposits booked by a single institution in the county. #381 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
45.7%
of county deposits held by banks with $100M to $100B in assets. #1,153 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
39%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.8% over 5 years
$2.1B
2020
$2.5B
2021
$2.6B
2022
$2.5B
2023
$2.4B
2024
$2.3B
2025

Branches: 27 in 2020 to 21 in 2025. Institutions: 13 to 13. Top-three share: 46% to 39%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
ServisFirst Bank$325M13.9%1+73%
Synovus Bank$311M13.3%2-21%
Bank of America$280M12.0%1+10%
Truist Bank$272M11.7%3-6%
Wells Fargo Bank$259M11.1%1-13%
Regions Bank$257M11.0%3+12%
Ameris Bank$182M7.8%2+1%
Bank OZK$178M7.6%2+50%
JPMorgan Chase Bank$170M7.3%2+53%
United Community Bank$67M2.9%1+89%
PNC Bank$27M1.1%1+19%
Woodforest National Bank$1M0.1%1+112%
FSNB$1M<0.1%1-10%

The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Atlanta--Athens-Clarke County--Sandy Springs market

Douglas County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 1.2% of the market’s output and holds 0.9% of its deposits.

MeasureDouglas CountyShare of parent market
2024 GDP$6.1B1.2%
Deposits$2.3B0.9%
Population154,2932.1%

View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →

Recruiting in Douglas County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Douglas County.

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