Market Intelligence

Douglas County, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Douglas County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $2.3B in deposits across 13 insured institutions and 21 branches. ServisFirst Bank is the largest deposit holder at 13.9% share. The top three institutions hold 39.3% of deposits, which places the county in the fragmented band. Deposits have grown 9.8% since 2020 while the branch count fell by 6. It produces $6.1B of output, ranking #520 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$6.1B
#520 of 1,523
Total Deposits
$2.3B
#595 of 1,523
Population
154,293
#457 of 1,523
GDP per Capita
$39,660
#912 of 1,523
Insured Institutions
13
#453 of 1,523
Deposits per Branch
$111M
#456 of 1,523
Deposits per Capita
$15,099
#1,187 of 1,523
Branches per 100k Pop.
13.6
#1,359 of 1,523
Median Institution Size
$182M
Median deposits of the institutions operating in the county. #381 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
32.4%
of market deposits held by banks with $100M to $50B in assets. #1,205 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
39.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+9.8% over 5 years
$2.1B
2020
$2.5B
2021
$2.6B
2022
$2.5B
2023
$2.4B
2024
$2.3B
2025

Branches: 27 in 2020 to 21 in 2025. Institutions: 13 to 13. Top-three share: 46.2% to 39.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
ServisFirst Bank$325M13.9%1+73%
Synovus Bank$311M13.3%2-21%
Bank of America, National Association$280M12.0%1+10%
Truist Bank$272M11.7%3-6%
Wells Fargo Bank, National Association$259M11.1%1-13%
Regions Bank$257M11.0%3+12%
Ameris Bank$182M7.8%2+1%
Bank OZK$178M7.6%2+50%
JPMorgan Chase Bank, National Association$170M7.3%2+53%
United Community Bank$67M2.9%1+89%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Atlanta--Athens-Clarke County--Sandy Springs market

Douglas County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 1.2% of the market’s output and holds 0.9% of its deposits.

MeasureDouglas CountyShare of Atlanta--Athens-Clarke County--Sandy Springs market
2024 GDP$6.1B1.2%
Deposits$2.3B0.9%
Population154,2932.1%

View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →

Recruiting in Douglas County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Douglas County, on a retained basis.

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