Market Intelligence

Hood County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Hood County, Texas, a core county of the Dallas-Fort Worth, TX-OK market, holds $1.8B in deposits across 13 insured institutions and 22 branches. The First National Bank of Granbury is the largest deposit holder at 43.6% share. The top three banks hold 72% of deposits, which places the county in the Concentrated band. Deposits have grown 11.7% since 2021 while the branch count fell by 4.3%. It produced $2.8B of real gross domestic product in 2024, ranking #805 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.8B
#805 of 1,523
Population
70,501
#763 of 1,523
GDP per Capita
$39,302
#922 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$1.8B
#694 of 1,523
Deposits per Capita
$25,834
#597 of 1,523
Deposits per Branch
$83M
#900 of 1,523
Competitive structure
Insured Institutions
13
#458 of 1,523
Branches per 100k Pop.
31.2
#430 of 1,523
Median Deposits per Institution
$52M
The median deposits booked by a single institution in the county. #1,405 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
79.8%
of county deposits held by banks with $100M to $100B in assets. #580 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
72%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+11.7% over 5 years
$1.6B
2021
$1.8B
2022
$1.7B
2023
$1.8B
2024
$1.8B
2025
$1.8B
2026

Branches: 23 in 2021 to 22 in 2026. Institutions: 13 to 13. Top-three share: 70% to 72%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
The First National Bank of Granbury$794M43.6%7+10%
First Financial Bank$291M16.0%3+27%
JPMorgan Chase Bank$232M12.7%1+22%
PNC Bank$113M6.2%1-16%
SouthState Bank$99M5.4%2-5%
PlainsCapital Bank$94M5.2%1-4%
Pinnacle Bank$52M2.9%1+87%
Southside Bank$43M2.4%1+15%
Prosperity Bank$30M1.6%1+11%
InterBank$26M1.4%1+9%
The First National Bank of Lipan$23M1.3%1-11%
First National Bank Texas$12M0.7%1+28%
Wellington State Bank$12M0.6%1+383%

The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Dallas-Fort Worth market

Hood County is one of 20 counties that make up the Dallas-Fort Worth, TX-OK market, a Combined Statistical Area (ranked #7 of 293 U.S. markets by economic output). It produces 0.4% of the market’s output and holds 0.2% of its deposits.

MeasureHood CountyShare of parent market
2024 GDP$2.8B0.4%
Deposits$1.8B0.2%
Population70,5010.8%

View the full Dallas-Fort Worth market profile →

Recruiting in Hood County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hood County.

See how we help banks recruit commercial banking talent