Market Intelligence

Salem County, NJ

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Salem County, New Jersey, a core county of the Philadelphia-Reading-Camden, PA-NJ-DE-MD market, holds $1.3B in deposits across 6 insured institutions and 21 branches. Fulton Bank, National Association is the largest deposit holder at 39.0% share. The top three institutions hold 74.3% of deposits, which places the county in the concentrated band. Deposits have grown 28.4% since 2020 while the branch count fell by 1. It produces $5.7B of output, ranking #548 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$5.7B
#548 of 1,523
Total Deposits
$1.3B
#808 of 1,523
Population
66,280
#795 of 1,523
GDP per Capita
$85,472
#101 of 1,523
Insured Institutions
6
#1,123 of 1,523
Deposits per Branch
$64M
#1,182 of 1,523
Deposits per Capita
$20,271
#872 of 1,523
Branches per 100k Pop.
31.7
#418 of 1,523
Median Institution Size
$206M
Median deposits of the institutions operating in the county. #320 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
92.0%
of market deposits held by banks with $100M to $50B in assets. #290 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
74.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+28.4% over 5 years
$1.0B
2020
$1.2B
2021
$1.3B
2022
$1.3B
2023
$1.3B
2024
$1.3B
2025

Branches: 22 in 2020 to 21 in 2025. Institutions: 6 to 6. Top-three share: 73.4% to 74.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Fulton Bank, National Association$524M39.0%5+42%
The Pennsville National Bank$253M18.9%5+28%
The First National Bank of Elmer$222M16.5%4+11%
Franklin Bank$190M14.2%4+18%
TD Bank, National Association$108M8.0%2+39%
Century Savings Bank$47M3.5%1+15%

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Philadelphia-Reading-Camden market

Salem County is one of 16 counties that make up the Philadelphia-Reading-Camden, PA-NJ-DE-MD market, a Combined Statistical Area (ranked #11 of 293 U.S. markets by economic output). It produces 1.1% of the market’s output and holds 0.2% of its deposits.

MeasureSalem CountyShare of Philadelphia-Reading-Camden market
2024 GDP$5.7B1.1%
Deposits$1.3B0.2%
Population66,2800.9%

View the full Philadelphia-Reading-Camden market profile →

Recruiting in Salem County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Salem County, on a retained basis.

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