Market Intelligence

Bucks County, PA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Bucks County, Pennsylvania, a core county of the Philadelphia-Reading-Camden, PA-NJ-DE-MD market, holds $26.2B in deposits across 28 insured institutions and 196 branches. Wells Fargo Bank is the largest deposit holder at 17.1% share. The top three banks hold 39% of deposits, which places the county in the Fragmented band. Deposits have grown 2.1% since 2021 while the branch count fell by 8.8%. It produced $38.2B of real gross domestic product in 2024, ranking #121 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$38.2B
#121 of 1,523
Population
647,828
#111 of 1,523
GDP per Capita
$59,031
#374 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$26.2B
#97 of 1,523
Deposits per Capita
$40,471
#185 of 1,523
Deposits per Branch
$134M
#293 of 1,523
Competitive structure
Insured Institutions
28
#105 of 1,523
Branches per 100k Pop.
30.3
#465 of 1,523
Median Deposits per Institution
$431M
The median deposits booked by a single institution in the county. #64 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
38.4%
of county deposits held by banks with $100M to $100B in assets. #1,213 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
39%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+2.1% over 5 years
$25.7B
2021
$26.3B
2022
$24.7B
2023
$24.9B
2024
$25.9B
2025
$26.2B
2026

Branches: 215 in 2021 to 196 in 2026. Institutions: 33 to 28. Top-three share: 42% to 39%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$4.5B17.1%20-6%
TD Bank$3.5B13.5%11-14%
Penn Community Bank$2.2B8.6%18+11%
Citizens Bank$2.2B8.5%18+15%
Bank of America$1.8B7.0%8-8%
PNC Bank$1.8B7.0%10+13%
Univest Bank and Trust Co.$1.7B6.4%8+21%
QNB Bank$1.1B4.1%8+39%
First National Bank and Trust Company of Newtown$1.0B3.9%14-10%
Santander Bank$823M3.1%8+12%
Fulton Bank$725M2.8%6+8%
Firstrust Savings Bank$514M2.0%3+32%
JPMorgan Chase Bank$471M1.8%16no 2021 presence
Truist Bank$446M1.7%9-10%
Citizens & Northern Bank$416M1.6%3-25%
Mid Penn Bank$413M1.6%8-11%
Quaint Oak Bank$393M1.5%1+38%
Wilmington Savings Fund Society, FSB$363M1.4%4+17%
KeyBank$270M1.0%5-30%
Hatboro Federal Savings, FA$249M0.9%3+4%
Meridian Bank$232M0.9%1+77%
Customers Bank$204M0.8%1-42%
Manufacturers and Traders Trust Company$199M0.8%3+12%
First Bank$198M0.8%3-43%
First Citizens Community Bank$144M0.5%3+29%
Provident Bank$140M0.5%2+10%
Peoples Security Bank and Trust Company$78M0.3%1+1,487%
Wilmington Trust$0M0.0%1no 2021 presence

The 28 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Philadelphia-Reading-Camden market

Bucks County is one of 16 counties that make up the Philadelphia-Reading-Camden, PA-NJ-DE-MD market, a Combined Statistical Area (ranked #11 of 293 U.S. markets by economic output). It produces 7.3% of the market’s output and holds 3.6% of its deposits.

MeasureBucks CountyShare of parent market
2024 GDP$38.2B7.3%
Deposits$26.2B3.6%
Population647,8288.6%

View the full Philadelphia-Reading-Camden market profile →

Recruiting in Bucks County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bucks County.

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