Market Intelligence

Delaware County, PA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Delaware County, Pennsylvania, a core county of the Philadelphia-Reading-Camden, PA-NJ-DE-MD market, holds $15.9B in deposits across 24 insured institutions and 116 branches. TD Bank, National Association is the largest deposit holder at 18.9% share. The top three banks hold 46% of deposits, which places the county in the Moderate band. Deposits have fallen 0.9% since 2020 while the branch count fell by 22.1%. It produces $34.1B of output, ranking #136 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$34.1B
#136 of 1,523
Population
580,937
#123 of 1,523
GDP per Capita
$58,627
#383 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$15.9B
#141 of 1,523
Deposits per Capita
$27,313
#498 of 1,523
Deposits per Branch
$137M
#246 of 1,523
Competitive structure
Insured Institutions
24
#149 of 1,523
Branches per 100k Pop.
20.0
#1,011 of 1,523
Median Deposits per Institution
$142M
The median deposits booked by a single institution in the county. #559 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
26.3%
of county deposits held by banks with $100M to $100B in assets. #1,393 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
46%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)-0.9% over 5 years
$16.0B
2020
$17.2B
2021
$17.4B
2022
$16.5B
2023
$15.8B
2024
$15.9B
2025

Branches: 149 in 2020 to 116 in 2025. Institutions: 26 to 24. Top-three share: 52% to 46%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
TD Bank$3.0B18.9%13+2%
Citizens Bank$2.2B14.1%14-4%
Wells Fargo Bank$2.1B13.3%12-33%
Wilmington Savings Fund Society, FSB$2.0B12.5%12+99%
PNC Bank$1.4B9.0%8-6%
Meridian Bank$1.1B7.1%2+1,856%
Santander Bank$1.1B7.0%10+21%
Bank of America$1.0B6.4%8-12%
Manufacturers and Traders Trust Company$396M2.5%5+11%
JPMorgan Chase Bank$266M1.7%5+284%
Iron Workers Savings Bank$182M1.1%3+13%
Fulton Bank$151M1.0%3no 2020 presence
Sharon Bank$134M0.8%4-3%
The Haverford Trust Company$124M0.8%1-5%
United Savings Bank$111M0.7%3+1%
First Resource Bank$106M0.7%1+505%
County Savings Bank$88M0.6%3+8%
Tompkins Community Bank$81M0.5%1no 2020 presence
ESSA Bank & Trust$76M0.5%20%
Truist Bank$57M0.4%2-77%
First Bank$51M0.3%1no 2020 presence
S&T Bank$24M0.1%1-68%
Mid Penn Bank$20M0.1%1no 2020 presence
Wilmington Trust$0M0.0%1no 2020 presence

The 24 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Philadelphia-Reading-Camden market

Delaware County is one of 16 counties that make up the Philadelphia-Reading-Camden, PA-NJ-DE-MD market, a Combined Statistical Area (ranked #11 of 293 U.S. markets by economic output). It produces 6.5% of the market’s output and holds 2.3% of its deposits.

MeasureDelaware CountyShare of parent market
2024 GDP$34.1B6.5%
Deposits$15.9B2.3%
Population580,9377.8%

View the full Philadelphia-Reading-Camden market profile →

Recruiting in Delaware County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Delaware County.

See how we help banks recruit commercial banking talent