Guaranty Bank & Trust holds $2.7B in deposits across 19 counties in 6 ranked markets and 1 state. Its deposit footprint is broadly distributed: the top three counties (Titus County, Bowie County, Lamar County) hold 38% of its deposits. It ranks among the three largest institutions in 6 of the 19 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Titus County, TX | $449M | 16.5% | 46.6% | 3 |
| 2. | Bowie County, TX | $330M | 12.1% | 15.0% | 4 |
| 3. | Lamar County, TX | $261M | 9.6% | 15.2% | 2 |
| 4. | Brazos County, TX | $241M | 8.9% | 3.2% | 3 |
| 5. | Denton County, TX | $189M | 6.9% | 0.1% | 2 |
| 6. | Harris County, TX | $180M | 6.6% | 0.1% | 3 |
| 7. | Dallas County, TX | $166M | 6.1% | 0.1% | 2 |
| 8. | Rockwall County, TX | $162M | 6.0% | 5.4% | 2 |
| 9. | Hopkins County, TX | $155M | 5.7% | 12.7% | 1 |
| 10. | Camp County, TX | $92M | 3.4% | 28.3% | 1 |
| 11. | Hunt County, TX | $72M | 2.7% | 4.8% | 1 |
| 12. | Red River County, TX | $71M | 2.6% | 31.8% | 1 |
| 13. | Travis County, TX | $70M | 2.6% | 0.1% | 2 |
| 14. | Montgomery County, TX | $66M | 2.4% | 0.4% | 1 |
| 15. | Franklin County, TX | $57M | 2.1% | 19.6% | 1 |
| 16. | Gregg County, TX | $57M | 2.1% | 1.2% | 1 |
| 17. | Harrison County, TX | $46M | 1.7% | 4.2% | 1 |
| 18. | Williamson County, TX | $33M | 1.2% | 0.3% | 2 |
| 19. | Tarrant County, TX | $22M | 0.8% | 0.0% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.